{"id":38562,"date":"2026-09-16T08:55:30","date_gmt":"2026-09-16T03:25:30","guid":{"rendered":"https:\/\/petrolnews.in\/live\/rbi-repo-rate-hike-%e0%a4%85%e0%a4%b0%e0%a5%8d%e0%a4%a5%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a5%8d%e0%a4%a4%e0%a5%8d%e0%a4%b0%e0%a4%bf%e0%a4%af%e0%a5%8b%e0%a4%82-%e0%a4%a8%e0%a5%87-%e0%a4%a6%e0%a4%bf\/"},"modified":"2026-09-16T08:55:30","modified_gmt":"2026-09-16T03:25:30","slug":"rbi-repo-rate-hike-%e0%a4%85%e0%a4%b0%e0%a5%8d%e0%a4%a5%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a5%8d%e0%a4%a4%e0%a5%8d%e0%a4%b0%e0%a4%bf%e0%a4%af%e0%a5%8b%e0%a4%82-%e0%a4%a8%e0%a5%87-%e0%a4%a6%e0%a4%bf","status":"publish","type":"post","link":"https:\/\/petrolnews.in\/live\/rbi-repo-rate-hike-%e0%a4%85%e0%a4%b0%e0%a5%8d%e0%a4%a5%e0%a4%b6%e0%a4%be%e0%a4%b8%e0%a5%8d%e0%a4%a4%e0%a5%8d%e0%a4%b0%e0%a4%bf%e0%a4%af%e0%a5%8b%e0%a4%82-%e0%a4%a8%e0%a5%87-%e0%a4%a6%e0%a4%bf\/","title":{"rendered":"RBI Repo Rate Hike: \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 \u0926\u093f\u090f \u0930\u0947\u092a\u094b \u0930\u0947\u091f \u092e\u0947\u0902 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u0947 \u0938\u0902\u0915\u0947\u0924, \u091c\u093e\u0928\u093f\u090f \u0939\u094b\u092e, \u0911\u091f\u094b \u0914\u0930 \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 EMI \u092a\u0930 \u0915\u093f\u0924\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e \u0905\u0938\u0930 \u0914\u0930 \u0932\u094b\u0928 \u0915\u093e \u0917\u0923\u093f\u0924"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/newsindialive.in\/public\/uploads\/news\/full\/1789528736_603e3920f751e1786587.jpg\" \/><\/p>\n<div>\n<p>\u0926\u0947\u0936 \u0915\u0947 \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u092e\u0927\u094d\u092f\u092e\u0935\u0930\u094d\u0917\u0940\u092f \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0914\u0930 \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u0906\u0936\u093f\u092f\u093e\u0928\u0947, \u0915\u093e\u0930 \u092f\u093e \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u0940 \u0909\u091a\u094d\u091a \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u092f\u093e \u0917\u092f\u093e \u092c\u0948\u0902\u0915 \u0932\u094b\u0928 \u092e\u093e\u0938\u093f\u0915 \u0918\u0930\u0947\u0932\u0942 \u092c\u091c\u091f \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u092f\u093e\u0928\u0940 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0915\u0940 \u092e\u094c\u0926\u094d\u0930\u093f\u0915 \u0928\u0940\u0924\u093f \u0938\u092e\u093f\u0924\u093f (MPC) \u0915\u0940 \u0906\u0917\u093e\u092e\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u092c\u0948\u0920\u0915\u094b\u0902 \u0915\u094b \u0932\u0947\u0915\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0917\u0932\u093f\u092f\u093e\u0930\u094b\u0902 \u0938\u0947 \u091c\u094b \u0938\u0902\u0915\u0947\u0924 \u091b\u0928\u0915\u0930 \u0906 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0935\u0947 \u0906\u092e \u0915\u0930\u094d\u091c\u0926\u093e\u0930\u094b\u0902 (Borrowers) \u0915\u0947 \u092e\u093e\u0925\u0947 \u092a\u0930 \u091a\u093f\u0902\u0924\u093e \u0915\u0940 \u0932\u0915\u0940\u0930\u0947\u0902 \u0916\u0940\u0902\u091a\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u0948\u0902\u0964 \u0926\u0947\u0936-\u0935\u093f\u0926\u0947\u0936 \u0915\u0940 \u0905\u0917\u094d\u0930\u0923\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0930\u0947\u091f\u093f\u0902\u0917 \u090f\u091c\u0947\u0902\u0938\u093f\u092f\u094b\u0902, \u0928\u093f\u0935\u0947\u0936 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u092a\u094d\u0930\u092e\u0941\u0916 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930\u093f\u092f\u094b\u0902 (Economists) \u0915\u093e \u092e\u093e\u0928\u0928\u093e \u0939\u0948 \u0915\u093f \u092e\u0939\u0902\u0917\u093e\u0908 (Inflation) \u0915\u0940 \u0932\u0917\u093e\u0924\u093e\u0930 \u092c\u0928\u0940 \u0939\u0941\u0908 \u0924\u092a\u093f\u0936, \u0916\u093e\u0926\u094d\u092f \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0915\u0947 \u0926\u093e\u092e\u094b\u0902 \u092e\u0947\u0902 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0909\u0924\u093e\u0930-\u091a\u0922\u093c\u093e\u0935 \u0914\u0930 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092d\u0942-\u0930\u093e\u091c\u0928\u0940\u0924\u093f\u0915 \u0924\u0928\u093e\u0935\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0940 \u0909\u0926\u093e\u0930\u0935\u093e\u0926\u0940 \u092f\u093e \u0924\u091f\u0938\u094d\u0925 \u0928\u0940\u0924\u093f \u0915\u094b \u0915\u0921\u093c\u093e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0928\u0940\u0924\u093f\u0917\u0924 \u0926\u0930 &#8216;\u0930\u0947\u092a\u094b \u0930\u0947\u091f&#8217; (Repo Rate) \u092e\u0947\u0902 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u093e \u092b\u0948\u0938\u0932\u093e \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0924\u0941\u0930\u0902\u0924 \u0905\u092a\u0928\u0947 \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u0932\u094b\u0928 \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u094b \u092c\u0922\u093c\u093e \u0926\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e, \u091c\u093f\u0938\u0915\u093e \u0938\u0940\u0927\u093e \u0914\u0930 \u0924\u093e\u0924\u094d\u0915\u093e\u0932\u093f\u0915 \u0905\u0938\u0930 \u0906\u092a\u0915\u0940 \u091c\u0947\u092c \u0938\u0947 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0915\u091f\u0928\u0947 \u0935\u093e\u0932\u0940 \u0932\u094b\u0928 \u0908\u090f\u092e\u0906\u0908 (EMI) \u092a\u0930 \u092a\u0921\u093c\u0947\u0917\u093e\u0964<\/p>\n<p>\u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0914\u0930 \u0918\u0930\u0947\u0932\u0942 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092c\u093e\u091c\u093e\u0930\u094b\u0902 \u0915\u093e \u092c\u093e\u0930\u0940\u0915\u0940 \u0938\u0947 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0936\u0940\u0930\u094d\u0937 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u092e\u093e\u0928\u0928\u093e \u0939\u0948 \u0915\u093f \u092a\u093f\u091b\u0932\u0947 \u0915\u0941\u091b \u0924\u093f\u092e\u093e\u0939\u093f\u092f\u094b\u0902 \u0938\u0947 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u091c\u094b \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092c\u0928\u0940 \u0939\u0941\u0908 \u0925\u0940, \u0909\u0938 \u092a\u0930 \u0905\u092c \u092c\u094d\u0930\u0947\u0915 \u0932\u0917\u0928\u0947 \u0915\u093e \u091c\u094b\u0916\u093f\u092e \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948\u0964<\/p>\n<p>\u0906\u0930\u092c\u0940\u0906\u0908 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928 \u0930\u0939\u0947 \u092e\u0941\u0916\u094d\u092f \u0906\u0930\u094d\u0925\u093f\u0915 \u0926\u092c\u093e\u0935:<\/p>\n<ul>\n<li>\n<p><strong>\u0916\u093e\u0926\u094d\u092f \u0914\u0930 \u0915\u094b\u0930 \u092e\u0939\u0902\u0917\u093e\u0908 \u0915\u093e \u0926\u092c\u093e\u0935:<\/strong> \u092e\u093e\u0928\u0938\u0942\u0928 \u0915\u0947 \u0905\u0902\u0924\u093f\u092e \u0926\u094c\u0930 \u092e\u0947\u0902 \u092e\u094c\u0938\u092e \u0915\u0947 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u092c\u0926\u0932\u093e\u0935 \u0914\u0930 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e \u092e\u0947\u0902 \u0935\u094d\u092f\u0935\u0927\u093e\u0928 \u0915\u0947 \u0915\u093e\u0930\u0923 \u092b\u0932, \u0938\u092c\u094d\u091c\u093f\u092f\u094b\u0902, \u0926\u093e\u0932\u094b\u0902 \u0914\u0930 \u0916\u093e\u0926\u094d\u092f \u0924\u0947\u0932\u094b\u0902 \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964 \u091c\u092c \u0916\u093e\u0926\u094d\u092f \u092e\u0939\u0902\u0917\u093e\u0908 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u090a\u0902\u091a\u0940 \u092c\u0928\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948, \u0924\u094b \u092f\u0939 &#8216;\u0915\u094b\u0930 \u0907\u0928\u094d\u092b\u094d\u0932\u0947\u0936\u0928&#8217; (Core Inflation) \u0915\u094b \u092d\u0940 \u092d\u0921\u093c\u0915\u093e\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0947 \u0925\u093e\u092e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092a\u093e\u0938 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0915\u094b\u0908 \u0938\u0940\u0927\u093e \u0939\u0925\u093f\u092f\u093e\u0930 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0915\u091a\u094d\u091a\u0947 \u0924\u0947\u0932 \u0915\u0940 \u0915\u0940\u092e\u0924\u0947\u0902 \u0914\u0930 \u0930\u0941\u092a\u092f\u093e-\u0921\u0949\u0932\u0930 \u0938\u092e\u0940\u0915\u0930\u0923:<\/strong> \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u092c\u094d\u0930\u0947\u0902\u091f \u0915\u094d\u0930\u0942\u0921 \u0911\u092f\u0932 (Brent Crude) \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0906\u092f\u093e\u0924 \u092c\u093f\u0932 \u092a\u0930 \u0926\u092c\u093e\u0935 \u092c\u0922\u093c\u0924\u093e \u0939\u0948\u0964 \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0921\u0949\u0932\u0930 \u0915\u0947 \u092e\u0941\u0915\u093e\u092c\u0932\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u0941\u092a\u092f\u0947 (INR) \u0915\u094b \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0917\u093f\u0930\u093e\u0935\u091f \u0938\u0947 \u092c\u091a\u093e\u0928\u0947 \u0914\u0930 \u0935\u093f\u0926\u0947\u0936\u0940 \u0938\u0902\u0938\u094d\u0925\u093e\u0917\u0924 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 (FIIs) \u0915\u0947 \u092a\u0932\u093e\u092f\u0928 \u0915\u094b \u0930\u094b\u0915\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u0940 \u0938\u0902\u0924\u0941\u0932\u0928 \u092c\u0928\u093e\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0917\u094d\u0932\u094b\u092c\u0932 \u0938\u0947\u0902\u091f\u094d\u0930\u0932 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0928\u0940\u0924\u093f\u092f\u093e\u0902:<\/strong> \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u092b\u0947\u0921\u0930\u0932 \u0930\u093f\u091c\u0930\u094d\u0935 (US Fed) \u0914\u0930 \u092f\u0942\u0930\u094b\u092a\u0940\u092f \u0938\u0947\u0902\u091f\u094d\u0930\u0932 \u092c\u0948\u0902\u0915 (ECB) \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u094b \u0932\u0947\u0915\u0930 \u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u0947 \u091a\u0932\u0924\u0947 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0924\u0930\u0932\u0924\u093e (Global Liquidity) \u0938\u0916\u094d\u0924 \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u091c\u0948\u0938\u0940 \u0909\u092d\u0930\u0924\u0940 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u093e \u0905\u0902\u0924\u0930 \u0915\u092e \u0939\u094b\u0928\u0947 \u0938\u0947 \u092a\u0942\u0902\u091c\u0940 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u093e \u0916\u0924\u0930\u093e \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u093f\u0938\u094d\u091f\u092e \u092e\u0947\u0902 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0917\u094d\u0930\u094b\u0925 \u092c\u0928\u093e\u092e \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0917\u094d\u0930\u094b\u0925:<\/strong> \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0932\u094b\u0928 \u0926\u0947\u0928\u0947 \u0915\u0940 \u0930\u092b\u094d\u0924\u093e\u0930 (Credit Growth) \u0909\u0928\u0915\u0947 \u092a\u093e\u0938 \u091c\u092e\u093e \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u0948\u0938\u094b\u0902 (Deposit Growth) \u0938\u0947 \u0915\u0939\u0940\u0902 \u0905\u0927\u093f\u0915 \u0924\u0947\u091c \u0939\u0948\u0964 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u092b\u0902\u0921 \u091c\u0941\u091f\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0915\u0940 \u0926\u0930\u0947\u0902 \u092c\u0922\u093c\u093e\u0928\u0940 \u092a\u0921\u093c \u0930\u0939\u0940 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0909\u0928\u0915\u0940 &#8216;\u092b\u0902\u0921 \u0915\u0940 \u0932\u093e\u0917\u0924&#8217; (Cost of Funds) \u092c\u0922\u093c \u0930\u0939\u0940 \u0939\u0948 \u0914\u0930 \u0935\u0947 \u0907\u0938\u0915\u093e \u092d\u093e\u0930 \u0905\u0902\u0924\u0924\u0903 \u0915\u0930\u094d\u091c\u0926\u093e\u0930\u094b\u0902 \u092a\u0930 \u0921\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0935\u0936 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u0905\u0915\u094d\u091f\u0942\u092c\u0930 2019 \u0938\u0947 \u092a\u0939\u0932\u0947 \u091c\u092c \u092d\u0940 \u0906\u0930\u092c\u0940\u0906\u0908 \u0930\u0947\u092a\u094b \u0930\u0947\u091f \u092c\u0922\u093c\u093e\u0924\u093e \u0925\u093e, \u0924\u094b \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092c\u0922\u093c\u093e\u0928\u0947 \u092e\u0947\u0902 \u0915\u0908 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u0938\u092e\u092f \u0932\u0917\u093e\u0924\u0947 \u0925\u0947\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2019 \u092e\u0947\u0902 \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 \u0938\u092d\u0940 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 (\u091c\u0948\u0938\u0947 SBI, HDFC, ICICI, PNB, BoB) \u0915\u0947 \u0932\u093f\u090f &#8216;\u090f\u0915\u094d\u0938\u091f\u0930\u094d\u0928\u0932 \u092c\u0947\u0902\u091a\u092e\u093e\u0930\u094d\u0915 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f&#8217; (EBLR) \u0915\u0940 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0915\u0930 \u0926\u0940\u0964 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u0905\u092a\u0928\u0947 \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u0930\u0947\u091f \u0932\u094b\u0928\u094d\u0938 (\u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0939\u094b\u092e \u0932\u094b\u0928, \u0915\u093e\u0930 \u0932\u094b\u0928 \u0914\u0930 \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0932\u094b\u0928) \u0915\u094b \u0938\u0940\u0927\u0947 \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0947 \u0930\u0947\u092a\u094b \u0930\u0947\u091f \u0938\u0947 \u091c\u094b\u0921\u093c \u0926\u093f\u092f\u093e, \u091c\u093f\u0938\u0947 &#8216;\u0930\u0947\u092a\u094b \u0932\u093f\u0902\u0915\u094d\u0921 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0930\u0947\u091f&#8217; (RLLR) \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u0907\u0938 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u093e \u0928\u093f\u092f\u092e \u092c\u0947\u0939\u0926 \u0938\u094d\u092a\u0937\u094d\u091f \u0914\u0930 \u0915\u094d\u0930\u0942\u0930 \u0939\u0948:<\/p>\n<ul>\n<li>\n<p>\u091c\u0948\u0938\u0947 \u0939\u0940 \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0940 \u092e\u094c\u0926\u094d\u0930\u093f\u0915 \u0928\u0940\u0924\u093f \u0938\u092e\u093f\u0924\u093f \u0930\u0947\u092a\u094b \u0930\u0947\u091f \u092e\u0947\u0902 25 \u092c\u0947\u0938\u093f\u0938 \u092a\u094d\u0935\u093e\u0907\u0902\u091f\u094d\u0938 (0.25%) \u092f\u093e 50 \u092c\u0947\u0938\u093f\u0938 \u092a\u094d\u0935\u093e\u0907\u0902\u091f\u094d\u0938 (0.50%) \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0930\u0924\u0940 \u0939\u0948, \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0938\u093f\u0938\u094d\u091f\u092e \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0906\u092a\u0915\u0947 \u0932\u094b\u0928 \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092e\u0947\u0902 \u0920\u0940\u0915 \u0909\u0924\u0928\u0940 \u0939\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p>\u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u092f\u0939 \u0938\u0902\u0936\u094b\u0927\u0928 \u0918\u094b\u0937\u0923\u093e \u0915\u0947 \u0905\u0917\u0932\u0947 \u0939\u0940 \u092e\u0939\u0940\u0928\u0947 \u0915\u0940 \u092a\u0939\u0932\u0940 \u0924\u093e\u0930\u0940\u0916 \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0939\u0948 \u0915\u093f \u0928\u0940\u0924\u093f\u0917\u0924 \u0926\u0930 \u092c\u0922\u093c\u0924\u0947 \u0939\u0940 \u0915\u0930\u094d\u091c\u0926\u093e\u0930 \u0915\u094b \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0926\u0947\u0930\u0940 \u0915\u0947 \u092c\u0922\u093c\u0940 \u0939\u0941\u0908 \u0926\u0930 \u092a\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u092f\u0926\u093f \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u092e\u093e\u0928 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0906\u0930\u092c\u0940\u0906\u0908 \u0905\u092a\u0928\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 25 \u0938\u0947 50 \u092c\u0947\u0938\u093f\u0938 \u092a\u094d\u0935\u093e\u0907\u0902\u091f\u094d\u0938 \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b 20 \u0935\u0930\u094d\u0937 (240 \u092e\u0939\u0940\u0928\u0947) \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0932\u094b\u0928 \u0938\u094d\u0932\u0948\u092c \u092a\u0930 \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0908\u090f\u092e\u0906\u0908 \u0914\u0930 \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u092a\u0930 \u0915\u093f\u0924\u0928\u093e \u0905\u0938\u0930 \u092a\u0921\u093c\u0947\u0917\u093e, \u0907\u0938\u0947 \u0928\u0940\u091a\u0947 \u0926\u0940 \u0917\u0908 \u0924\u093e\u0932\u093f\u0915\u093e \u0938\u0947 \u0938\u092e\u091d\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948:<\/p>\n<table>\n<thead>\n<tr>\n<td><strong>\u0932\u094b\u0928 \u0915\u0940 \u092e\u0942\u0932 \u0930\u093e\u0936\u093f (20 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0905\u0935\u0927\u093f)<\/strong><\/td>\n<td><strong>\u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 (8.50% p.a.) \u092a\u0930 EMI<\/strong><\/td>\n<td><strong>0.25% \u092c\u0922\u093c\u094b\u0924\u0930\u0940 (8.75% p.a.) \u092a\u0930 \u0928\u0908 EMI<\/strong><\/td>\n<td><strong>0.50% \u092c\u0922\u093c\u094b\u0924\u0930\u0940 (9.00% p.a.) \u092a\u0930 \u0928\u0908 EMI<\/strong><\/td>\n<td><strong>0.50% \u0935\u0943\u0926\u094d\u0927\u093f \u092a\u0930 \u0915\u0941\u0932 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092c\u094d\u092f\u093e\u091c (20 \u0935\u0930\u094d\u0937 \u092e\u0947\u0902)<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u20b930 \u0932\u093e\u0916 (\u20b930,00,000)<\/strong><\/td>\n<td>\u20b926,035 \/ \u092e\u093e\u0939<\/td>\n<td>\u20b926,511 \/ \u092e\u093e\u0939 (+\u20b9476)<\/td>\n<td>\u20b926,992 \/ \u092e\u093e\u0939 (+\u20b9957)<\/td>\n<td><strong>\u20b92,29,680 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u20b950 \u0932\u093e\u0916 (\u20b950,00,000)<\/strong><\/td>\n<td>\u20b943,391 \/ \u092e\u093e\u0939<\/td>\n<td>\u20b944,186 \/ \u092e\u093e\u0939 (+\u20b9795)<\/td>\n<td>\u20b944,986 \/ \u092e\u093e\u0939 (+\u20b91,595)<\/td>\n<td><strong>\u20b93,82,800 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u20b975 \u0932\u093e\u0916 (\u20b975,00,000)<\/strong><\/td>\n<td>\u20b965,087 \/ \u092e\u093e\u0939<\/td>\n<td>\u20b966,278 \/ \u092e\u093e\u0939 (+\u20b91,191)<\/td>\n<td>\u20b967,480 \/ \u092e\u093e\u0939 (+\u20b92,393)<\/td>\n<td><strong>\u20b95,74,320 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u20b91 \u0915\u0930\u094b\u0921\u093c (\u20b91,00,00,000)<\/strong><\/td>\n<td>\u20b986,782 \/ \u092e\u093e\u0939<\/td>\n<td>\u20b988,371 \/ \u092e\u093e\u0939 (+\u20b91,589)<\/td>\n<td>\u20b989,973 \/ \u092e\u093e\u0939 (+\u20b93,191)<\/td>\n<td><strong>\u20b97,65,840 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>\u0928\u094b\u091f: \u092f\u0939 \u0917\u0923\u0928\u093e 240 \u092e\u0939\u0940\u0928\u094b\u0902 \u0915\u0947 \u092e\u093e\u0928\u0915 \u092a\u0930\u093f\u0936\u094b\u0927\u0928 (Standard Amortization) \u092b\u0949\u0930\u094d\u092e\u0942\u0932\u0947 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u0948\u0964 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u094d\u092a\u094d\u0930\u0947\u0921 \u0914\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u0906\u0902\u0936\u093f\u0915 \u092d\u093f\u0928\u094d\u0928\u0924\u093e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/em><\/p>\n<p>\u091c\u092c \u092d\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092c\u0922\u093c\u0924\u0940 \u0939\u0948\u0902, \u0924\u094b \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0948\u0902\u0915 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0940 \u0908\u090f\u092e\u0906\u0908 \u0915\u0940 \u0930\u093e\u0936\u093f \u0924\u0941\u0930\u0902\u0924 \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u093e\u0924\u0947, \u092c\u0932\u094d\u0915\u093f \u0935\u0947 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0940 \u0938\u0939\u092e\u0924\u093f \u092f\u093e \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0915\u094d\u0932\u0949\u091c \u0915\u0947 \u0924\u0939\u0924 \u0932\u094b\u0928 \u0915\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u0935\u0927\u093f (Tenure) \u0915\u094b 1 \u0938\u0947 3 \u0938\u093e\u0932 \u0924\u0915 \u0906\u0917\u0947 \u0916\u093f\u0938\u0915\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u092a\u0939\u0932\u0940 \u0928\u091c\u0930 \u092e\u0947\u0902 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u0909\u0938\u0915\u0940 \u0908\u090f\u092e\u0906\u0908 \u20b943,391 \u0939\u0940 \u0915\u091f \u0930\u0939\u0940 \u0939\u0948 \u0914\u0930 \u0909\u0938 \u092a\u0930 \u0915\u094b\u0908 \u092b\u0930\u094d\u0915 \u0928\u0939\u0940\u0902 \u092a\u0921\u093c\u093e, \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u090f\u0915 \u092c\u0939\u0941\u0924 \u092c\u0921\u093c\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092d\u094d\u0930\u092e (Tenure Trap) \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f \u092c\u0922\u093c\u0928\u0947 \u0915\u093e \u0916\u094c\u092b\u0928\u093e\u0915 \u092a\u0939\u0932\u0942:<\/p>\n<ul>\n<li>\n<p>\u092f\u0926\u093f 20 \u0938\u093e\u0932 \u0915\u0947 \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f \u092c\u0922\u093c\u0915\u0930 23 \u092f\u093e 24 \u0938\u093e\u0932 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u0906\u092a \u0905\u092a\u0928\u0947 \u092e\u0942\u0932\u0927\u0928 \u0938\u0947 \u0915\u0939\u0940\u0902 \u0905\u0927\u093f\u0915 \u0915\u0947\u0935\u0932 &#8216;\u092c\u094d\u092f\u093e\u091c&#8217; \u092c\u0948\u0902\u0915 \u0915\u094b \u091a\u0941\u0915\u093e \u0930\u0939\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li>\n<p>\u0915\u0908 \u092c\u093e\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0907\u0924\u0928\u0940 \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948\u0902 \u0915\u093f \u092e\u093e\u0938\u093f\u0915 \u0908\u090f\u092e\u0906\u0908 \u0909\u0938 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u092c\u094d\u092f\u093e\u091c \u0915\u094b \u092d\u0940 \u0915\u0935\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930 \u092a\u093e\u0924\u0940, \u091c\u093f\u0938\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 &#8216;\u0928\u0947\u0917\u0947\u091f\u093f\u0935 \u0905\u092e\u0949\u0930\u094d\u091f\u093e\u0907\u091c\u0947\u0936\u0928&#8217; (Negative Amortization) \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0915\u093f\u0938\u094d\u0924 \u092d\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u0906\u092a\u0915\u093e \u0932\u094b\u0928 \u0915\u092e \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f \u092c\u0922\u093c\u0928\u0947 \u0932\u0917\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f \u092c\u0948\u0902\u0915 \u0938\u0947 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u0930 \u0930\u0940\u0938\u0947\u091f \u0932\u0947\u091f\u0930 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902 \u0914\u0930 \u091c\u093e\u0902\u091a\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u093f\u0924\u0928\u0940 \u092c\u0922\u093c\u093e\u0908 \u0917\u0908 \u0939\u0948\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0905\u0928\u094d\u092f \u0916\u0941\u0926\u0930\u093e \u090b\u0923\u094b\u0902 \u092a\u0930 \u092d\u0940 \u0907\u0938 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u093e \u092c\u0939\u0941\u0906\u092f\u093e\u092e\u0940 \u092a\u094d\u0930\u092d\u093e\u0935 \u092a\u0921\u093c\u0924\u093e \u0939\u0948:<\/p>\n<ul>\n<li>\n<p><strong>\u0915\u093e\u0930 \u0914\u0930 \u0911\u091f\u094b \u0932\u094b\u0928 (Auto Loans):<\/strong> \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0911\u091f\u094b \u0932\u094b\u0928 &#8216;\u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0930\u0947\u091f&#8217; \u092a\u0930 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0932\u093f\u090f \u091c\u093f\u0928 \u0932\u094b\u0917\u094b\u0902 \u0928\u0947 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0915\u093e\u0930 \u0932\u094b\u0928 \u0932\u0947 \u0930\u0916\u093e \u0939\u0948, \u0909\u0928\u0915\u0940 \u092a\u0941\u0930\u093e\u0928\u0940 \u0908\u090f\u092e\u0906\u0908 \u092a\u0930 \u0915\u094b\u0908 \u092b\u0930\u094d\u0915 \u0928\u0939\u0940\u0902 \u092a\u0921\u093c\u0947\u0917\u093e\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u091c\u094b \u0932\u094b\u0917 \u0906\u0917\u093e\u092e\u0940 \u0924\u094d\u092f\u094b\u0939\u093e\u0930\u0940 \u0938\u0940\u091c\u0928 (\u0928\u0935\u0930\u093e\u0924\u094d\u0930 \u0914\u0930 \u0926\u0940\u092a\u093e\u0935\u0932\u0940) \u092e\u0947\u0902 \u0928\u0908 \u0915\u093e\u0930 \u092f\u093e \u092c\u093e\u0907\u0915 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u0947 \u0939\u0948\u0902, \u0909\u0928\u094d\u0939\u0947\u0902 \u0905\u092c 0.50% \u0924\u0915 \u092e\u0939\u0902\u0917\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092a\u0930 \u0928\u092f\u093e \u0932\u094b\u0928 \u092e\u093f\u0932\u0947\u0917\u093e\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0914\u0930 \u0915\u0902\u091c\u094d\u092f\u0942\u092e\u0930 \u0921\u094d\u092f\u0942\u0930\u0947\u092c\u0932 \u0932\u094b\u0928:<\/strong> \u091a\u0942\u0902\u0915\u093f \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0905\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 (Unsecured) \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0932\u093f\u090f \u092c\u0948\u0902\u0915 \u091c\u094b\u0916\u093f\u092e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u091c\u094b\u0921\u093c\u0915\u0930 \u0907\u0928\u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 11-12% \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 12.5-13.5% \u0924\u0915 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0936\u093e\u0926\u0940, \u0907\u0932\u093e\u091c \u092f\u093e \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u092f\u093e \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u093e \u0932\u094b\u0928 \u092e\u0939\u0902\u0917\u093e \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0914\u0930 \u0930\u093f\u0935\u0949\u0932\u094d\u0935\u093f\u0902\u0917 \u0915\u094d\u0930\u0947\u0921\u093f\u091f:<\/strong> \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0930\u094b\u0932\u0913\u0935\u0930 \u0907\u0902\u091f\u0930\u0947\u0938\u094d\u091f \u0930\u0947\u091f\u094d\u0938 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 36% \u0938\u0947 42% \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u0915\u0947 \u090a\u0902\u091a\u0947 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0939\u0948\u0902\u0964 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0916\u094d\u0924\u0940 \u0915\u0947 \u092e\u093e\u0939\u094c\u0932 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0913\u0935\u0930\u0921\u094d\u092f\u0942 \u091a\u093e\u0930\u094d\u091c\u0947\u0938 \u0914\u0930 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u091a\u093e\u0930\u094d\u091c \u092e\u0947\u0902 \u0914\u0930 \u0907\u091c\u093e\u092b\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u0930\u0947\u092a\u094b \u0930\u0947\u091f \u092e\u0947\u0902 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u091c\u0939\u093e\u0902 \u0915\u0930\u094d\u091c\u0926\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0941\u0930\u0940 \u0916\u092c\u0930 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0935\u0939\u0940\u0902 \u0926\u0947\u0936 \u0915\u0947 \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902, \u092a\u0947\u0902\u0936\u0928\u092d\u094b\u0917\u093f\u092f\u094b\u0902 \u0914\u0930 \u0930\u0942\u0922\u093c\u093f\u0935\u093e\u0926\u0940 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u090f\u0915 \u091a\u093e\u0902\u0926\u0940 \u0915\u0940 \u091a\u092e\u0915 \u0932\u0947\u0915\u0930 \u0906\u0924\u0940 \u0939\u0948\u0964 \u091c\u092c \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u092b\u0902\u0921 \u091c\u0941\u091f\u093e\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0906\u0930\u092c\u0940\u0906\u0908 \u0905\u092a\u0928\u0940 \u0928\u0940\u0924\u093f\u0917\u0924 \u0926\u0930\u0947\u0902 \u092c\u0922\u093c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0940 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD) \u0914\u0930 \u0906\u0935\u0930\u094d\u0924\u0940 \u091c\u092e\u093e (RD) \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>\u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u094b \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0938\u0947 0.50% \u0905\u0927\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 1 \u0938\u0947 3 \u0938\u093e\u0932 \u0915\u0940 \u090f\u092b\u0921\u0940 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 7.75% \u0938\u0947 \u0932\u0947\u0915\u0930 8.25% \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u091c\u094b \u092c\u0941\u091c\u0941\u0930\u094d\u0917 \u0915\u0947\u0935\u0932 \u092c\u0948\u0902\u0915 \u092c\u094d\u092f\u093e\u091c \u092a\u0930 \u0905\u092a\u0928\u0947 \u0918\u0930 \u0915\u093e \u0916\u0930\u094d\u091a \u091a\u0932\u093e\u0924\u0947 \u0939\u0948\u0902, \u0909\u0928\u094d\u0939\u0947\u0902 \u0905\u092a\u0928\u0940 \u092e\u093e\u0938\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0906\u092f \u092e\u0947\u0902 \u0938\u094d\u092a\u0937\u094d\u091f \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u0947\u0917\u0940\u0964<\/p>\n<p>\u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u090a\u092a\u0930 \u0939\u094b\u092e \u0932\u094b\u0928 \u092f\u093e \u0915\u094b\u0908 \u0905\u0928\u094d\u092f \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u0932\u094b\u0928 \u091a\u0932 \u0930\u0939\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a \u092c\u0922\u093c\u0924\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u0947 \u091a\u0915\u094d\u0930\u0935\u094d\u092f\u0942\u0939 \u0938\u0947 \u0905\u092a\u0928\u0947 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092c\u091c\u091f \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0907\u0928 5 \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0924\u0924\u094d\u0915\u093e\u0932 \u0932\u093e\u0917\u0942 \u0915\u0930\u0947\u0902:<\/p>\n<ul>\n<li>\n<p><strong>\u0906\u0902\u0936\u093f\u0915 \u092a\u094d\u0930\u0940-\u092a\u0947\u092e\u0947\u0902\u091f (Partial Prepayment) \u0915\u0930\u0947\u0902:<\/strong> \u0938\u093e\u0932 \u092e\u0947\u0902 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092c\u094b\u0928\u0938, \u0907\u0902\u0938\u0947\u0902\u091f\u093f\u0935, \u091f\u0948\u0915\u094d\u0938 \u0930\u093f\u092b\u0902\u0921 \u092f\u093e \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u092b\u0902\u0921 \u0938\u0947 \u0939\u0930 \u0938\u093e\u0932 \u0905\u092a\u0928\u0947 \u092e\u0942\u0932\u0927\u0928 (Principal) \u0915\u093e \u0915\u092e \u0938\u0947 \u0915\u092e 5% \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u091c\u092e\u093e \u0915\u0930\u0947\u0902\u0964 20 \u0938\u093e\u0932 \u0915\u0947 \u0932\u094b\u0928 \u092e\u0947\u0902 \u092f\u0926\u093f \u0906\u092a \u0936\u0941\u0930\u0941\u0906\u0924 \u092e\u0947\u0902 \u20b92 \u0932\u093e\u0916 \u0915\u093e \u092d\u0940 \u092a\u094d\u0930\u0940-\u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0947 \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f \u0938\u0940\u0927\u0947 2 \u0938\u0947 3 \u0938\u093e\u0932 \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0932\u093e\u0916\u094b\u0902 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092c\u094d\u092f\u093e\u091c \u092c\u091a \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0905\u0935\u0927\u093f \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f \u0908\u090f\u092e\u0906\u0908 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0947\u0902:<\/strong> \u091c\u092c \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092c\u0922\u093c\u093e\u090f, \u0924\u094b \u092c\u0948\u0902\u0915 \u0915\u094b \u0932\u093f\u0916\u093f\u0924 \u0906\u0935\u0947\u0926\u0928 \u0926\u0947\u0915\u0930 \u0915\u0939\u0947\u0902 \u0915\u093f \u0935\u0947 \u0906\u092a\u0915\u0947 \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f (Tenure) \u0928 \u092c\u0922\u093c\u093e\u090f\u0902, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0908\u090f\u092e\u0906\u0908 \u092e\u0947\u0902 \u20b91,000 \u092f\u093e \u20b91,500 \u0915\u093e \u0907\u091c\u093e\u092b\u093e \u0915\u0930 \u0926\u0947\u0902\u0964 \u091b\u094b\u091f\u0940 \u0938\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0908\u090f\u092e\u0906\u0908 \u0906\u092a\u0915\u094b \u0932\u093e\u0916\u094b\u0902 \u0930\u0941\u092a\u092f\u0947 \u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092c\u094d\u092f\u093e\u091c \u0915\u0947 \u091a\u0915\u094d\u0930\u0935\u094d\u092f\u0942\u0939 \u0938\u0947 \u092c\u091a\u093e \u0932\u0947\u0917\u0940\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0939\u094b\u092e \u0932\u094b\u0928 \u092c\u0948\u0932\u0947\u0902\u0938 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 (Balance Transfer) \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0924\u0932\u093e\u0936\u0947\u0902:<\/strong> \u0905\u092a\u0928\u0947 \u092e\u094c\u091c\u0942\u0926\u093e \u092c\u0948\u0902\u0915 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0905\u0928\u094d\u092f \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0935 \u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u091a\u093e\u0932\u0942 \u0926\u0930\u094b\u0902 \u0938\u0947 \u0915\u0930\u0947\u0902\u0964 \u092f\u0926\u093f \u0915\u094b\u0908 \u0905\u0928\u094d\u092f \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b 0.40% \u0938\u0947 0.60% \u0924\u0915 \u0938\u0938\u094d\u0924\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0940 \u092a\u0947\u0936\u0915\u0936 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948, \u0924\u094b \u092e\u093e\u092e\u0942\u0932\u0940 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u091a\u0941\u0915\u093e\u0915\u0930 \u0905\u092a\u0928\u0947 \u0932\u094b\u0928 \u0915\u094b \u0926\u0942\u0938\u0930\u0947 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u093e\u0928\u0947 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0947\u0902\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 (CIBIL Score) \u0915\u094b 750+ \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0902:<\/strong> \u0906\u091c \u0915\u0947 \u0926\u094c\u0930 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u091c\u094b\u0916\u093f\u092e-\u0906\u0927\u093e\u0930\u093f\u0924 \u092e\u0942\u0932\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 (Risk-Based Pricing) \u0905\u092a\u0928\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u093f\u0928 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u093e \u0938\u093f\u092c\u093f\u0932 \u0938\u094d\u0915\u094b\u0930 800 \u0938\u0947 \u090a\u092a\u0930 \u0939\u094b\u0924\u093e \u0939\u0948, \u0909\u0928\u094d\u0939\u0947\u0902 \u092c\u0948\u0902\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0926\u0930\u094b\u0902 \u0938\u0947 0.25% \u0938\u0947 0.35% \u0924\u0915 \u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 (\u0915\u0928\u094d\u0938\u0947\u0936\u0928) \u092a\u0930 \u0932\u094b\u0928 \u0911\u092b\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u092c\u093f\u0932 \u0914\u0930 \u0905\u0928\u094d\u092f \u0926\u0947\u0928\u0926\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0938\u092e\u092f \u092a\u0930 \u091a\u0941\u0915\u093e\u0915\u0930 \u0905\u092a\u0928\u093e \u0938\u094d\u0915\u094b\u0930 \u092e\u091c\u092c\u0942\u0924 \u0930\u0916\u0947\u0902\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0939\u094b\u092e \u0932\u094b\u0928 \u0913\u0935\u0930\u0921\u094d\u0930\u093e\u092b\u094d\u091f (Maxgain \/ Advantage) \u0916\u093e\u0924\u093e \u0932\u0947\u0902:<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u092c\u0948\u0902\u0915 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u0924\u094b \u0905\u092a\u0928\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u094b &#8216;\u0913\u0935\u0930\u0921\u094d\u0930\u093e\u092b\u094d\u091f \u0932\u093f\u0902\u0915\u094d\u0921 \u0939\u094b\u092e \u0932\u094b\u0928&#8217; \u092e\u0947\u0902 \u092c\u0926\u0932\u0935\u093e \u0932\u0947\u0902\u0964 \u0907\u0938\u092e\u0947\u0902 \u0906\u092a \u0905\u092a\u0928\u0940 \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 \u0915\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0928\u0915\u0926\u0940 \u0939\u094b\u092e \u0932\u094b\u0928 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u092a\u093e\u0930\u094d\u0915 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u093f\u0924\u0928\u0947 \u0926\u093f\u0928 \u0935\u0939 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092a\u0948\u0938\u093e \u0909\u0938 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0930\u0939\u0947\u0917\u093e, \u0909\u0924\u0928\u0947 \u0939\u093f\u0938\u094d\u0938\u0947 \u092a\u0930 \u092c\u0948\u0902\u0915 \u092c\u094d\u092f\u093e\u091c \u0928\u0939\u0940\u0902 \u0932\u0947\u0917\u093e, \u0914\u0930 \u091c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0928\u0947 \u092a\u0930 \u0906\u092a \u0909\u0938 \u092a\u0948\u0938\u0947 \u0915\u094b \u0915\u092d\u0940 \u092d\u0940 \u0935\u093e\u092a\u0938 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0940 \u092e\u094c\u0926\u094d\u0930\u093f\u0915 \u0928\u0940\u0924\u093f \u092c\u0948\u0920\u0915 \u0915\u093e \u0905\u0902\u0924\u093f\u092e \u092a\u0930\u093f\u0923\u093e\u092e \u091a\u093e\u0939\u0947 \u091c\u094b \u092d\u0940 \u0939\u094b, \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0907\u0928 \u0938\u094d\u092a\u0937\u094d\u091f \u0906\u0915\u0932\u0928\u094b\u0902 \u0928\u0947 \u092f\u0939 \u0938\u093e\u092b \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u0938\u0938\u094d\u0924\u0947 \u0915\u0930\u094d\u091c \u0915\u093e \u0926\u094c\u0930 \u0905\u092c \u0922\u0932\u093e\u0928 \u092a\u0930 \u0939\u0948\u0964 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0930\u0942\u092a \u0938\u0947 \u0938\u0924\u0930\u094d\u0915 \u0930\u0939\u0915\u0930, \u0938\u092e\u092f \u092a\u0930 \u092a\u094d\u0930\u0940-\u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f \u0905\u092a\u0928\u093e\u0915\u0930 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0932\u094b\u0928 \u0930\u0940\u0938\u0947\u091f \u092a\u0930 \u092a\u0948\u0928\u0940 \u0928\u091c\u0930 \u0930\u0916\u0915\u0930 \u0906\u092a \u0907\u0938 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u091d\u091f\u0915\u0947 \u0938\u0947 \u0905\u092a\u0928\u0940 \u092e\u0947\u0939\u0928\u0924 \u0915\u0940 \u0915\u092e\u093e\u0908 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0926\u0947\u0936 \u0915\u0947 \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u092e\u0927\u094d\u092f\u092e\u0935\u0930\u094d\u0917\u0940\u092f \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0914\u0930 \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u0906\u0936\u093f\u092f\u093e\u0928\u0947, \u0915\u093e\u0930 \u092f\u093e \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u0940 \u0909\u091a\u094d\u091a \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u092f\u093e \u0917\u092f\u093e \u092c\u0948\u0902\u0915 \u0932\u094b\u0928 \u092e\u093e\u0938\u093f\u0915 \u0918\u0930\u0947\u0932\u0942 \u092c\u091c\u091f \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u092f\u093e\u0928\u0940 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0915\u0940 \u092e\u094c\u0926\u094d\u0930\u093f\u0915 \u0928\u0940\u0924\u093f \u0938\u092e\u093f\u0924\u093f (MPC) \u0915\u0940 \u0906\u0917\u093e\u092e\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u092c\u0948\u0920\u0915\u094b\u0902 \u0915\u094b \u0932\u0947\u0915\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0917\u0932\u093f\u092f\u093e\u0930\u094b\u0902&#8230;<\/p>\n","protected":false},"author":2,"featured_media":38564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[4],"tags":[40430,40443,40437,40438,40433,40435,40436,40429,40427,40439,40426,40425,40428,40434,40432,40431,40442,40447,40446,40444,40440,40445,40448,40441],"class_list":["post-38562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-30-lakh-home-loan-emi-increase-0-50-percent","tag-50-------","tag-balance-transfer-home-loan-tips","tag-cibil-score-discount-on-loan-rates","tag-economists-forecast-rbi-interest-rate-hike","tag-fixed-deposit-fd-interest-rate-hike-senior-citizens","tag-home-loan-prepayment-strategies-savings","tag-impact-of-repo-rate-on-home-loan-emi","tag-loan-emi-hike-calculation-home-loan","tag-overdraft-home-loan-maxgain","tag-rbi-monetary-policy-committee-mpc-meeting","tag-rbi-repo-rate-hike-2026","tag-repo-linked-lending-rate-rllr-eblr-banks","tag-retail-inflation-food-price-surge-rbi","tag-sbi-hdfc-icici-home-loan-interest-rates-2026","tag-tenure-trap-negative-amortization-home-loan","tag-40442","tag-----2026","tag-40446","tag-40444","tag-40440","tag-40445","tag-40448","tag-40441"],"_links":{"self":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts\/38562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/comments?post=38562"}],"version-history":[{"count":0,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts\/38562\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/media\/38564"}],"wp:attachment":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/media?parent=38562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/categories?post=38562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/tags?post=38562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}