{"id":38953,"date":"2026-09-17T02:03:52","date_gmt":"2026-09-16T20:33:52","guid":{"rendered":"https:\/\/petrolnews.in\/live\/upi-%e0%a4%aa%e0%a4%b0-%e0%a4%a8%e0%a4%8f-%e0%a4%9a%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%9c-%e0%a4%95%e0%a4%be-%e0%a4%a1%e0%a4%b0-%e0%a4%b8%e0%a4%b0%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%80-%e0%a4%86%e0%a4%82\/"},"modified":"2026-09-17T02:03:52","modified_gmt":"2026-09-16T20:33:52","slug":"upi-%e0%a4%aa%e0%a4%b0-%e0%a4%a8%e0%a4%8f-%e0%a4%9a%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%9c-%e0%a4%95%e0%a4%be-%e0%a4%a1%e0%a4%b0-%e0%a4%b8%e0%a4%b0%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%80-%e0%a4%86%e0%a4%82","status":"publish","type":"post","link":"https:\/\/petrolnews.in\/live\/upi-%e0%a4%aa%e0%a4%b0-%e0%a4%a8%e0%a4%8f-%e0%a4%9a%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%9c-%e0%a4%95%e0%a4%be-%e0%a4%a1%e0%a4%b0-%e0%a4%b8%e0%a4%b0%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%80-%e0%a4%86%e0%a4%82\/","title":{"rendered":"UPI \u092a\u0930 \u0928\u090f \u091a\u093e\u0930\u094d\u091c \u0915\u093e \u0921\u0930? \u0938\u0930\u0915\u093e\u0930\u0940 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0928\u0947 \u0938\u093e\u092b \u0915\u0940 \u0924\u0938\u094d\u0935\u0940\u0930: 96% \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u092a\u0947\u092e\u0947\u0902\u091f \u0930\u0939\u0947\u0902\u0917\u0947 \u092b\u094d\u0930\u0940, \u0906\u092e \u092f\u0942\u091c\u0930 \u0915\u0940 \u091c\u0947\u092c \u092a\u0930 0% \u0905\u0938\u0930"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/newsindialive.in\/public\/uploads\/news\/full\/1789581438_1882dd510b861657ba5c.jpg\" \/><\/p>\n<div>\n<p>\u0928\u0947\u0936\u0928\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u0936\u0928 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (NPCI) \u0914\u0930 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0926\u094d\u0935\u093e\u0930\u093e \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0921\u093f\u0938\u094d\u0915\u093e\u0909\u0902\u091f \u0930\u0947\u091f (MDR) \u092b\u094d\u0930\u0947\u092e\u0935\u0930\u094d\u0915 \u0905\u0927\u093f\u0938\u0942\u091a\u093f\u0924 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u0906\u092e \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u092c\u0940\u091a \u092f\u0939 \u092d\u094d\u0930\u092e \u092b\u0948\u0932 \u0917\u092f\u093e \u0939\u0948 \u0915\u093f \u0915\u094d\u092f\u093e \u0905\u092c \u0930\u094b\u091c\u092e\u0930\u094d\u0930\u093e \u0915\u0947 \u092f\u0942\u092a\u0940\u0906\u0908 \u0932\u0947\u0928-\u0926\u0947\u0928 \u092a\u0930 \u092a\u0948\u0938\u0947 \u0915\u091f\u0947\u0902\u0917\u0947\u0964 \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u092a\u0930 \u091a\u0932 \u0930\u0939\u0940 \u0905\u092b\u0935\u093e\u0939\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u090f\u0928\u092a\u0940\u0938\u0940\u0906\u0908 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u0917\u090f \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0928\u0947 \u092a\u0942\u0930\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0930 \u0926\u0940 \u0939\u0948\u0964<\/p>\n<p>\u0938\u091a\u094d\u091a\u093e\u0908 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0906\u092e \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e (\u0915\u0902\u091c\u094d\u092f\u0942\u092e\u0930) \u0915\u0947 \u0932\u093f\u090f \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u092a\u0939\u0932\u0947 \u0915\u0940 \u0924\u0930\u0939 \u0939\u0940 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0928\u093f:\u0936\u0941\u0932\u094d\u0915 \u092c\u0928\u093e \u0930\u0939\u0947\u0917\u093e\u0964 \u0928\u090f \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u0905\u0938\u0930 \u0915\u0947\u0935\u0932 \u091a\u0941\u0928\u093f\u0902\u0926\u093e \u092c\u0921\u093c\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928\u094b\u0902 \u092a\u0930 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u0947 \u0938\u094d\u0924\u0930 \u092a\u0930 \u092a\u0921\u093c\u0947\u0917\u093e\u0964 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0938\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0926\u0947\u0936 \u0915\u0947 96% \u0938\u0947 \u0905\u0927\u093f\u0915 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0932\u0947\u0928-\u0926\u0947\u0928 \u0907\u0938 \u0928\u090f \u091a\u093e\u0930\u094d\u091c \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u0938\u0947 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u092c\u093e\u0939\u0930 \u0939\u0948\u0902\u0964<\/p>\n<p>\u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0947 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u092f\u0942\u092a\u0940\u0906\u0908 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u092a\u0930 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u092d\u0940 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u094b \u0938\u094d\u092a\u0937\u094d\u091f \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092c\u093e\u0902\u091f\u093e \u0917\u092f\u093e \u0939\u0948 \u0924\u093e\u0915\u093f \u091b\u094b\u091f\u0947 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u0914\u0930 \u0906\u092e \u091c\u0928\u0924\u093e \u092a\u0930 \u0915\u094b\u0908 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092c\u094b\u091d \u0928 \u0906\u090f:<\/p>\n<table>\n<thead>\n<tr>\n<td><strong>\u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u093e \u092a\u094d\u0930\u0915\u093e\u0930<\/strong><\/td>\n<td><strong>\u0928\u092f\u093e \u0928\u093f\u092f\u092e<\/strong><\/td>\n<td><strong>\u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u092a\u0930 \u091a\u093e\u0930\u094d\u091c<\/strong><\/td>\n<td><strong>\u092e\u0930\u094d\u091a\u0947\u0902\u091f \u092a\u0930 \u0936\u0941\u0932\u094d\u0915<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>P2P (\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930)<\/strong><\/td>\n<td>\u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u092b\u094d\u0930\u0940 (\u0915\u094b\u0908 \u0938\u0940\u092e\u093e \u0928\u0939\u0940\u0902)<\/td>\n<td><strong>\u20b90 (\u0936\u0942\u0928\u094d\u092f)<\/strong><\/td>\n<td>\u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902<\/td>\n<\/tr>\n<tr>\n<td><strong>P2M (\u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930 \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u2264 \u20b92,000)<\/strong><\/td>\n<td>\u091c\u0940\u0930\u094b \u090f\u092e\u0921\u0940\u0906\u0930 (Zero MDR)<\/td>\n<td><strong>\u20b90 (\u0936\u0942\u0928\u094d\u092f)<\/strong><\/td>\n<td><strong>\u20b90 (\u0936\u0942\u0928\u094d\u092f)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>P2PM (\u091b\u094b\u091f\u0947 \u0916\u0941\u0926\u0930\u093e \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e)<\/strong><\/td>\n<td>\u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u20b91 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924\u093f \u092a\u0930 \u092a\u0942\u0930\u094d\u0923 \u091b\u0942\u091f<\/td>\n<td><strong>\u20b90 (\u0936\u0942\u0928\u094d\u092f)<\/strong><\/td>\n<td><strong>\u20b90 (\u0936\u0942\u0928\u094d\u092f)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u092c\u0921\u093c\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f (\u092d\u0941\u0917\u0924\u093e\u0928 &gt; \u20b92,000)<\/strong><\/td>\n<td>0.4% \u090f\u092e\u0921\u0940\u0906\u0930 (\u0905\u0927\u093f\u0915\u0924\u092e \u0915\u0948\u092a \u20b9300)<\/td>\n<td><strong>\u20b90 (\u0936\u0942\u0928\u094d\u092f)<\/strong><\/td>\n<td>0.4% (\u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0935\u0939\u0928 \u0915\u0930\u0947\u0917\u093e)<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0930\u0947\u0932\u0935\u0947, \u092b\u094d\u092f\u0942\u0932, \u091f\u0947\u0932\u0940\u0915\u0949\u092e \u0935 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938<\/strong><\/td>\n<td>\u20b92,000 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092a\u0930 \u092b\u094d\u0932\u0948\u091f \u0936\u0941\u0932\u094d\u0915<\/td>\n<td><strong>\u20b90 (\u0936\u0942\u0928\u094d\u092f)<\/strong><\/td>\n<td>\u092b\u094d\u0932\u0948\u091f \u20b95 \u092a\u094d\u0930\u0924\u093f \u0932\u0947\u0928-\u0926\u0947\u0928<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0915\u0948\u092a\u093f\u091f\u0932 \u092e\u093e\u0930\u094d\u0915\u0947\u091f (\u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\/\u0938\u094d\u091f\u0949\u0915)<\/strong><\/td>\n<td>\u0928\u093f\u0935\u0947\u0936 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930<\/td>\n<td><strong>\u20b90 (\u0936\u0942\u0928\u094d\u092f)<\/strong><\/td>\n<td>0.02% (\u0905\u0927\u093f\u0915\u0924\u092e \u20b9300)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u090f\u0928\u092a\u0940\u0938\u0940\u0906\u0908 \u0915\u0947 \u0921\u0947\u091f\u093e \u0915\u0947 \u092e\u0941\u0924\u093e\u092c\u093f\u0915, \u0915\u0941\u0932 \u092f\u0942\u092a\u0940\u0906\u0908 \u0932\u0947\u0928-\u0926\u0947\u0928 \u092e\u0942\u0932\u094d\u092f (Value) \u0915\u093e \u0932\u0917\u092d\u0917 70% \u0939\u093f\u0938\u094d\u0938\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u093f-\u0938\u0947-\u0935\u094d\u092f\u0915\u094d\u0924\u093f (P2P) \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u091c\u092c \u0906\u092a \u0905\u092a\u0928\u0947 \u0915\u093f\u0938\u0940 \u0926\u094b\u0938\u094d\u0924, \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0938\u0926\u0938\u094d\u092f \u092f\u093e \u092a\u0930\u093f\u091a\u093f\u0924 \u0915\u094b \u092a\u0948\u0938\u0947 \u092d\u0947\u091c\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u091a\u093e\u0939\u0947 \u0930\u0915\u092e \u20b9500 \u0939\u094b \u092f\u093e \u20b950,000, \u0909\u0938 \u092a\u0930 \u0936\u0942\u0928\u094d\u092f \u0936\u0941\u0932\u094d\u0915 \u0915\u093e \u0928\u093f\u092f\u092e \u0932\u093e\u0917\u0942 \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u0935\u0939\u0940\u0902 \u0905\u0917\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f-\u0938\u0947-\u092e\u0930\u094d\u091a\u0947\u0902\u091f (P2M) \u092d\u0941\u0917\u0924\u093e\u0928\u094b\u0902 \u0915\u0940 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902, \u0924\u094b \u0930\u094b\u091c\u092e\u0930\u094d\u0930\u093e \u0915\u0947 95% \u0938\u0947 \u0905\u0927\u093f\u0915 \u0932\u0947\u0928-\u0926\u0947\u0928 (\u0938\u092c\u094d\u091c\u0940, \u0926\u0942\u0927, \u091a\u093e\u092f, \u0928\u093e\u0936\u094d\u0924\u093e, \u0915\u093f\u0930\u093e\u0928\u093e \u0906\u0926\u093f) \u20b92,000 \u0938\u0947 \u0915\u092e \u0915\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u093e\u0925 \u0939\u0940, &#8216;P2PM&#8217; \u0915\u0948\u091f\u0947\u0917\u0930\u0940 \u0915\u0947 \u0924\u0939\u0924 \u092a\u0902\u091c\u0940\u0915\u0943\u0924 \u091b\u094b\u091f\u0947 \u0938\u094d\u091f\u094d\u0930\u0940\u091f \u0935\u0947\u0902\u0921\u0930\u094d\u0938 \u0914\u0930 \u092a\u0921\u093c\u094b\u0938 \u0915\u0940 \u0926\u0941\u0915\u093e\u0928\u094b\u0902 \u0915\u094b \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u20b91 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0947 \u0915\u0941\u0932 \u0915\u0932\u0947\u0915\u094d\u0936\u0928 \u092a\u0930 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u091c\u0940\u0930\u094b-\u090f\u092e\u0921\u0940\u0906\u0930 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u0938\u0940\u0927\u093e \u0905\u0930\u094d\u0925 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0915\u0941\u0932 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u092e\u0947\u0902 \u0938\u0947 \u092e\u093e\u0924\u094d\u0930 4% \u092c\u0921\u093c\u0947 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u0939\u0940 \u0907\u0938 0.4% \u0936\u0941\u0932\u094d\u0915 \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0906\u090f\u0902\u0917\u0947\u0964<\/p>\n<p>\u0906\u092e \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0947 \u0928\u091c\u0930\u093f\u090f \u0938\u0947 \u0926\u0947\u0916\u093e \u091c\u093e\u090f \u0924\u094b \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091a\u093e\u0930\u094d\u091c \u0932\u0917\u0928\u0947 \u0915\u0940 \u0906\u0936\u0902\u0915\u093e <strong>\u0936\u0942\u0928\u094d\u092f<\/strong> \u0939\u0948\u0964<\/p>\n<ul>\n<li>\n<p><strong>\u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0947 \u0935\u0938\u0942\u0932\u0940 \u092a\u0930 \u0930\u094b\u0915:<\/strong> \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092c\u0948\u0902\u0915 \u0914\u0930 \u092a\u0947\u092e\u0947\u0902\u091f \u0917\u0947\u091f\u0935\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u094b \u092f\u0939 \u0936\u0941\u0932\u094d\u0915 \u0917\u094d\u0930\u093e\u0939\u0915 \u092a\u0930 \u092a\u093e\u0938 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0915\u094b\u0908 \u092e\u093e\u0938\u093f\u0915 \u0915\u094b\u091f\u093e \u0928\u0939\u0940\u0902:<\/strong> \u0906\u092e \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092f\u0942\u092a\u0940\u0906\u0908 \u0915\u0947 \u092e\u0941\u092b\u094d\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0940 \u0915\u094b\u0908 \u092e\u093e\u0938\u093f\u0915 \u0938\u0940\u092e\u093e (Quota), \u0935\u0949\u0932\u094d\u092f\u0942\u092e \u0915\u0948\u092a \u092f\u093e \u091f\u093f\u092f\u0930 \u0938\u093f\u0938\u094d\u091f\u092e \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0926\u0948\u0928\u093f\u0915 \u0932\u093f\u092e\u093f\u091f \u0938\u0947 \u091a\u093e\u0930\u094d\u091c \u0915\u093e \u0938\u0902\u092c\u0902\u0927 \u0928\u0939\u0940\u0902:<\/strong> \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e\u0930\u0923\u094b\u0902 \u0938\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e 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