{"id":38979,"date":"2026-09-17T06:46:59","date_gmt":"2026-09-17T01:16:59","guid":{"rendered":"https:\/\/petrolnews.in\/live\/upi-mdr-%e0%a4%b8%e0%a5%87-%e0%a4%b9%e0%a5%81%e0%a4%88-%e0%a4%95%e0%a4%ae%e0%a4%be%e0%a4%88-%e0%a4%aa%e0%a4%b0-%e0%a4%95%e0%a4%bf%e0%a4%b8%e0%a4%95%e0%a4%be-%e0%a4%b9%e0%a4%95-%e0%a4%b9%e0%a4%b0-1\/"},"modified":"2026-09-17T06:46:59","modified_gmt":"2026-09-17T01:16:59","slug":"upi-mdr-%e0%a4%b8%e0%a5%87-%e0%a4%b9%e0%a5%81%e0%a4%88-%e0%a4%95%e0%a4%ae%e0%a4%be%e0%a4%88-%e0%a4%aa%e0%a4%b0-%e0%a4%95%e0%a4%bf%e0%a4%b8%e0%a4%95%e0%a4%be-%e0%a4%b9%e0%a4%95-%e0%a4%b9%e0%a4%b0-1","status":"publish","type":"post","link":"https:\/\/petrolnews.in\/live\/upi-mdr-%e0%a4%b8%e0%a5%87-%e0%a4%b9%e0%a5%81%e0%a4%88-%e0%a4%95%e0%a4%ae%e0%a4%be%e0%a4%88-%e0%a4%aa%e0%a4%b0-%e0%a4%95%e0%a4%bf%e0%a4%b8%e0%a4%95%e0%a4%be-%e0%a4%b9%e0%a4%95-%e0%a4%b9%e0%a4%b0-1\/","title":{"rendered":"UPI MDR \u0938\u0947 \u0939\u0941\u0908 \u0915\u092e\u093e\u0908 \u092a\u0930 \u0915\u093f\u0938\u0915\u093e \u0939\u0915: \u0939\u0930 1 \u0930\u0941\u092a\u092f\u0947 \u092e\u0947\u0902 \u0915\u093f\u0938\u0947 \u092e\u093f\u0932\u0947\u0917\u093e \u0915\u093f\u0924\u0928\u093e \u0939\u093f\u0938\u094d\u0938\u093e, \u091c\u093e\u0928\u093f\u090f 40-28-12-8 \u092b\u0949\u0930\u094d\u092e\u0942\u0932\u0947 \u0915\u093e \u092a\u0942\u0930\u093e \u0917\u0923\u093f\u0924"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/newsindialive.in\/public\/uploads\/news\/full\/1789580979_b0317c2b81be3d1900ac.jpg\" \/><\/p>\n<div>\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (UPI) \u0915\u0947 \u091c\u0930\u093f\u090f \u0930\u094b\u091c\u093e\u0928\u093e \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0947\u0928-\u0926\u0947\u0928 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092e \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915-\u091f\u0942-\u092c\u0948\u0902\u0915 \u092f\u0942\u092a\u0940\u0906\u0908 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0928\u093f:\u0936\u0941\u0932\u094d\u0915 \u0930\u0939\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092c\u0921\u093c\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0932\u0947\u0928-\u0926\u0947\u0928 \u092f\u093e \u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0902\u091f \u0907\u0902\u0938\u094d\u091f\u094d\u0930\u0942\u092e\u0947\u0902\u091f\u094d\u0938 (PPI\/\u0935\u0949\u0932\u0947\u091f\u094d\u0938) \u0924\u0925\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0911\u0928 \u092f\u0942\u092a\u0940\u0906\u0908 \u092a\u0930 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0921\u093f\u0938\u094d\u0915\u093e\u0909\u0902\u091f \u0930\u0947\u091f (MDR) \u0915\u093e \u0928\u093f\u092f\u092e \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u091c\u092c \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u092f\u093e \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0924\u093e \u0938\u0947 \u090f\u092e\u0921\u0940\u0906\u0930 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0936\u0941\u0932\u094d\u0915 \u0932\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u0938\u0935\u093e\u0932 \u0909\u0920\u0924\u093e \u0939\u0948 \u0915\u093f \u0907\u0938 \u0915\u092e\u093e\u0908 \u0915\u093e \u092a\u0948\u0938\u093e \u0915\u093f\u0938\u0915\u0940 \u091c\u0947\u092c \u092e\u0947\u0902 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0907\u0938 \u0935\u093f\u0936\u093e\u0932 \u0924\u0902\u0924\u094d\u0930 \u092e\u0947\u0902 \u0915\u094b\u0908 \u090f\u0915 \u0938\u0902\u0938\u094d\u0925\u093e \u092a\u0942\u0930\u0947 \u0930\u093e\u091c\u0938\u094d\u0935 \u0915\u0940 \u0939\u0915\u0926\u093e\u0930 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940\u0964 \u0907\u0938\u0915\u0947 \u092a\u0940\u091b\u0947 \u0928\u0947\u0936\u0928\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u0936\u0928 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (NPCI), \u092a\u0948\u0938\u093e \u0915\u093e\u091f\u0928\u0947 \u0935\u093e\u0932\u093e \u092c\u0948\u0902\u0915 (Issuer Bank), \u092a\u0948\u0938\u093e \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u093e \u092c\u0948\u0902\u0915 (Acquirer Bank) \u0914\u0930 \u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u092a\u0947\u092e\u0947\u0902\u091f \u0910\u092a\u094d\u0938 (TPAP) \u092e\u093f\u0932\u0915\u0930 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0938\u092d\u0940 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u094b\u0902 \u0915\u0947 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0902\u091a\u0947 \u0914\u0930 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0916\u0930\u094d\u091a \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0930\u093e\u091c\u0938\u094d\u0935 \u0915\u093e \u090f\u0915 \u0924\u092f \u0905\u0928\u0941\u092a\u093e\u0924 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0947 \u0909\u0926\u094d\u092f\u094b\u0917 \u091c\u0917\u0924 \u092e\u0947\u0902 &#8217;40-28-12-8 \u092b\u0949\u0930\u094d\u092e\u0942\u0932\u0947&#8217; \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u092e\u091d\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u091c\u092c \u092d\u0940 \u0915\u093f\u0938\u0940 \u092f\u094b\u0917\u094d\u092f \u092f\u0942\u092a\u0940\u0906\u0908 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u092a\u0930 \u090f\u092e\u0921\u0940\u0906\u0930 \u0935\u0938\u0942\u0932\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u090f\u0915\u0924\u094d\u0930 \u0915\u093f\u090f \u0917\u090f \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 1 \u0930\u0941\u092a\u092f\u0947 (\u092f\u093e \u0915\u0941\u0932 \u0930\u0947\u0935\u0947\u0928\u094d\u092f\u0942 \u092a\u0942\u0932) \u0915\u093e \u092c\u0902\u091f\u0935\u093e\u0930\u093e \u092a\u0942\u0930\u094d\u0935-\u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948 \u0915\u093f \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0930 \u0924\u0915\u0928\u0940\u0915\u0940 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0921\u093c\u0940 \u0915\u094b \u0909\u0938\u0915\u093e \u0909\u091a\u093f\u0924 \u0939\u093f\u0938\u094d\u0938\u093e \u092e\u093f\u0932\u0947\u0964<\/p>\n<p>\u0907\u0938 \u0930\u093e\u091c\u0938\u094d\u0935 \u092c\u0902\u091f\u0935\u093e\u0930\u0947 \u0915\u0947 \u0924\u0939\u0924 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u0915\u094d\u0937\u094b\u0902 \u0915\u0940 \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940 \u0915\u093e \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u092c\u094d\u092f\u094c\u0930\u093e \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948:<\/p>\n<ul>\n<li>\n<p><strong>40% (\u0907\u0936\u0942\u0905\u0930 \u092c\u0948\u0902\u0915 &#8211; 40 \u092a\u0948\u0938\u0947):<\/strong> \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u093e \u092c\u0948\u0902\u0915, \u091c\u0939\u093e\u0902 \u0938\u0947 \u092a\u0948\u0938\u093e \u0915\u091f\u0924\u093e \u0939\u0948\u0964 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u091c\u094b\u0916\u093f\u092e, \u0915\u094b\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u093f\u0938\u094d\u091f\u092e (CBS) \u0915\u0947 \u0930\u0916\u0930\u0916\u093e\u0935 \u0914\u0930 \u092a\u094d\u0930\u092e\u093e\u0923\u0940\u0915\u0930\u0923 \u0915\u0940 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0907\u0938\u0940 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>28% (\u090f\u0915\u094d\u0935\u093e\u092f\u0930\u0930 \u092c\u0948\u0902\u0915 &#8211; 28 \u092a\u0948\u0938\u0947):<\/strong> \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930 \u092f\u093e \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u093e \u092c\u0948\u0902\u0915, \u091c\u094b \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0916\u093e\u0924\u093e \u0938\u0902\u092d\u093e\u0932\u0924\u093e \u0939\u0948 \u0914\u0930 \u0930\u0915\u092e \u0915\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>12% (\u0925\u0930\u094d\u0921 \u092a\u093e\u0930\u094d\u091f\u0940 \u0910\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092a\u094d\u0930\u094b\u0935\u093e\u0907\u0921\u0930\u094d\u0938 &#8211; 12 \u092a\u0948\u0938\u0947):<\/strong> Google Pay, PhonePe, Paytm \u091c\u0948\u0938\u0947 \u0910\u092a, \u091c\u094b \u092f\u0942\u091c\u0930 \u0914\u0930 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u094b \u0906\u0938\u093e\u0928 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 \u0914\u0930 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li>\n<p><strong>8% (\u090f\u0928\u092a\u0940\u0938\u0940\u0906\u0908 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 &#8211; 8 \u092a\u0948\u0938\u0947):<\/strong> \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0938\u094d\u0935\u093f\u091a\u093f\u0902\u0917 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0914\u0930 \u092f\u0942\u092a\u0940\u0906\u0908 \u0906\u0930\u094d\u0915\u093f\u091f\u0947\u0915\u094d\u091a\u0930 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u0938\u0902\u0938\u094d\u0925\u093e \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0936\u0947\u0937 12% (\u0911\u092a\u0930\u0947\u0936\u0928\u0932 \u0935 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u092a\u093e\u0930\u094d\u091f\u0928\u0930 \u092a\u0942\u0932 &#8211; 12 \u092a\u0948\u0938\u0947):<\/strong> \u092a\u0949\u0907\u0902\u091f \u0911\u092b \u0938\u0947\u0932 (POS) \u0935\u0947\u0902\u0921\u0930\u094d\u0938, \u0938\u093e\u0909\u0902\u0921\u092c\u0949\u0915\u094d\u0938 \u0938\u0930\u094d\u0935\u093f\u0938\u093f\u0902\u0917 \u0914\u0930 \u092b\u0940\u0932\u094d\u0921 \u0938\u092a\u094b\u0930\u094d\u091f \u0911\u092a\u0930\u0947\u0936\u0902\u0938 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u0907\u0938 \u0930\u093e\u091c\u0938\u094d\u0935 \u0906\u0935\u0902\u091f\u0928 \u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0947\u0935\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u093e\u092d \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u092d\u093e\u0930\u0940 \u0924\u0915\u0928\u0940\u0915\u0940 \u0914\u0930 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0932\u093e\u0917\u0924 \u0915\u0940 \u092d\u0930\u092a\u093e\u0908 \u0915\u093e \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><strong>\u0907\u0936\u0942\u0905\u0930 \u092c\u0948\u0902\u0915 (40% \u0939\u093f\u0938\u094d\u0938\u093e \u0915\u094d\u092f\u094b\u0902?):<\/strong> \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0915\u094b \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0907\u0938\u0932\u093f\u090f \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0909\u0938\u0947 \u0938\u092c\u0938\u0947 \u092d\u093e\u0930\u0940 \u0938\u0930\u094d\u0935\u0930 \u091f\u094d\u0930\u0948\u092b\u093f\u0915, 256-\u092c\u093f\u091f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u090f\u0928\u094d\u0915\u094d\u0930\u093f\u092a\u094d\u0936\u0928, \u092b\u094d\u0930\u0949\u0921 \u0921\u093f\u091f\u0947\u0915\u094d\u0936\u0928 \u0914\u0930 \u091f\u0942-\u092b\u0948\u0915\u094d\u091f\u0930 \u0911\u0925\u0947\u0902\u091f\u093f\u0915\u0947\u0936\u0928 (UPI PIN) \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0938\u0930\u094d\u0935\u0930 \u0921\u093e\u0909\u0928\u091f\u093e\u0907\u092e \u0915\u093e \u0938\u0940\u0927\u093e \u091c\u094b\u0916\u093f\u092e \u0907\u0938\u0940 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0938\u093f\u0930 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><strong>\u090f\u0915\u094d\u0935\u093e\u092f\u0930\u0930 \u092c\u0948\u0902\u0915 (28% \u0939\u093f\u0938\u094d\u0938\u093e \u0915\u094d\u092f\u094b\u0902?):<\/strong> \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u093e \u092c\u0948\u0902\u0915 \u091c\u094b\u0916\u093f\u092e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 (KYC, \u090f\u0902\u091f\u0940-\u092e\u0928\u0940 \u0932\u0949\u0928\u094d\u0921\u094d\u0930\u093f\u0902\u0917) \u0914\u0930 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0915\u093e \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u091a\u093e\u0930\u094d\u091c\u092c\u0948\u0915 \u0914\u0930 \u0930\u093f\u092b\u0902\u0921 \u091c\u0948\u0938\u0940 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0928\u093f\u092a\u091f\u093e\u0928\u0947 \u0915\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u092d\u0940 \u0907\u0938\u0940 \u092c\u0948\u0902\u0915 \u0915\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><strong>\u092a\u0947\u092e\u0947\u0902\u091f \u0910\u092a\u094d\u0938 \/ TPAP (12% \u0939\u093f\u0938\u094d\u0938\u093e \u0915\u094d\u092f\u094b\u0902?):<\/strong> \u0924\u0915\u0928\u0940\u0915 \u0914\u0930 \u092f\u0942\u091c\u0930 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0910\u092a\u094d\u0938 \u0915\u094b \u092f\u0942\u091c\u0930 \u092c\u0947\u0938 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947, \u0938\u0930\u094d\u0935\u0930 \u090f\u092a\u0940\u0906\u0908 \u0915\u094b \u091c\u094b\u0921\u093c\u0947 \u0930\u0916\u0928\u0947 \u0914\u0930 \u0910\u092a \u0938\u094d\u0924\u0930 \u092a\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0911\u0921\u093f\u091f \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u0939\u093f\u0938\u094d\u0938\u093e \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><strong>\u090f\u0928\u092a\u0940\u0938\u0940\u0906\u0908 (8% \u0939\u093f\u0938\u094d\u0938\u093e \u0915\u094d\u092f\u094b\u0902?):<\/strong> \u0928\u0947\u0936\u0928\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u0936\u0928 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e \u092a\u0942\u0930\u0947 \u0926\u0947\u0936 \u0915\u0947 \u092f\u0942\u092a\u0940\u0906\u0908 \u0938\u094d\u0935\u093f\u091a \u0915\u094b 24&#215;7 \u091a\u0932\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0902\u091f\u0930-\u092c\u0948\u0902\u0915 \u0928\u0947\u091f \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0914\u0930 \u0928\u090f \u092b\u0940\u091a\u0930\u094d\u0938 (\u091c\u0948\u0938\u0947 UPI Lite, UPI AutoPay) \u0915\u093e \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 \u0907\u0938\u0940 \u0915\u094b\u0937 \u0938\u0947 \u092a\u094b\u0937\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u0907\u0938 \u0930\u093e\u091c\u0938\u094d\u0935 \u092c\u0902\u091f\u0935\u093e\u0930\u0947 \u0915\u094b \u0932\u0947\u0915\u0930 \u0906\u092e \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0914\u0930 \u091b\u094b\u091f\u0947 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u092f\u0939 \u0906\u0936\u0902\u0915\u093e \u0930\u0939\u0924\u0940 \u0939\u0948 \u0915\u093f \u0915\u094d\u092f\u093e \u0909\u0928\u0915\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0932\u0947\u0928-\u0926\u0947\u0928 \u092a\u0930 \u092d\u0940 \u092f\u0939 \u0936\u0941\u0932\u094d\u0915 \u0915\u091f\u0947\u0917\u093e\u0964<\/p>\n<p>\u0906\u0930\u092c\u0940\u0906\u0908 \u0914\u0930 \u090f\u0928\u092a\u0940\u0938\u0940\u0906\u0908 \u0915\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0926\u093f\u0936\u093e-\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930:<\/p>\n<ul>\n<li>\n<p>\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0935\u094d\u092f\u0915\u094d\u0924\u093f-\u0938\u0947-\u0935\u094d\u092f\u0915\u094d\u0924\u093f (P2P) \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u092a\u0930 \u0936\u0942\u0928\u094d\u092f \u0936\u0941\u0932\u094d\u0915 (Zero MDR) \u0932\u093e\u0917\u0942 \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p>\u091b\u094b\u091f\u0947 \u0916\u0941\u0926\u0930\u093e \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 (\u0915\u093f\u0930\u093e\u0928\u093e, \u092b\u0932-\u0938\u092c\u094d\u091c\u0940 \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u0906\u0926\u093f) \u0915\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0915\u094d\u092f\u0942\u0906\u0930 \u0915\u094b\u0921 \u092a\u0930 \u092c\u0948\u0902\u0915 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u092a\u0930 \u0915\u094b\u0908 \u090f\u092e\u0921\u0940\u0906\u0930 \u0928\u0939\u0940\u0902 \u0915\u093e\u091f\u093e \u091c\u093e\u0924\u093e\u0964<\/p>\n<\/li>\n<li>\n<p>\u092f\u0939 \u0936\u0941\u0932\u094d\u0915 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 2,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u0935\u0949\u0932\u0947\u091f\/\u092a\u0940\u092a\u0940\u0906\u0908 (Prepaid Payment Instruments) \u0906\u0927\u093e\u0930\u093f\u0924 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u092f\u093e \u0930\u0942\u092a\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 (RuPay Credit Card on UPI) \u0915\u0947 \u092c\u0921\u093c\u0947 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928\u094b\u0902 \u092a\u0930 \u0939\u0940 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0935\u0939\u0928 \u092c\u0921\u093c\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u0907\u0938 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u0930\u093e\u091c\u0938\u094d\u0935 \u0922\u093e\u0902\u091a\u0947 \u0938\u0947 \u091c\u0939\u093e\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092c\u0928\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948, \u0935\u0939\u0940\u0902 \u092d\u093e\u0930\u0924 \u0915\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u0907\u0902\u092b\u094d\u0930\u093e\u0938\u094d\u091f\u094d\u0930\u0915\u094d\u091a\u0930 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0930\u0941\u0915\u093e\u0935\u091f \u0915\u0947 \u0932\u0917\u093e\u0924\u093e\u0930 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948\u0964<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (UPI) \u0915\u0947 \u091c\u0930\u093f\u090f \u0930\u094b\u091c\u093e\u0928\u093e \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0947\u0928-\u0926\u0947\u0928 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092e \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915-\u091f\u0942-\u092c\u0948\u0902\u0915 \u092f\u0942\u092a\u0940\u0906\u0908 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0928\u093f:\u0936\u0941\u0932\u094d\u0915 \u0930\u0939\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092c\u0921\u093c\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0932\u0947\u0928-\u0926\u0947\u0928 \u092f\u093e \u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0902\u091f \u0907\u0902\u0938\u094d\u091f\u094d\u0930\u0942\u092e\u0947\u0902\u091f\u094d\u0938 (PPI\/\u0935\u0949\u0932\u0947\u091f\u094d\u0938) \u0924\u0925\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0911\u0928 \u092f\u0942\u092a\u0940\u0906\u0908 \u092a\u0930 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0921\u093f\u0938\u094d\u0915\u093e\u0909\u0902\u091f \u0930\u0947\u091f (MDR) \u0915\u093e \u0928\u093f\u092f\u092e \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u091c\u092c \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u092f\u093e 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