{"id":41128,"date":"2026-09-23T01:28:14","date_gmt":"2026-09-22T19:58:14","guid":{"rendered":"https:\/\/petrolnews.in\/live\/bank-fd-return-calculator-%e0%a4%87%e0%a4%a8-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ae%e0%a4%bf%e0%a4%b2-%e0%a4%b0%e0%a4%b9%e0%a4%be-%e0%a4%a4\/"},"modified":"2026-09-23T01:28:14","modified_gmt":"2026-09-22T19:58:14","slug":"bank-fd-return-calculator-%e0%a4%87%e0%a4%a8-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ae%e0%a4%bf%e0%a4%b2-%e0%a4%b0%e0%a4%b9%e0%a4%be-%e0%a4%a4","status":"publish","type":"post","link":"https:\/\/petrolnews.in\/live\/bank-fd-return-calculator-%e0%a4%87%e0%a4%a8-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ae%e0%a4%bf%e0%a4%b2-%e0%a4%b0%e0%a4%b9%e0%a4%be-%e0%a4%a4\/","title":{"rendered":"Bank FD Return Calculator: \u0907\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u092e\u093f\u0932 \u0930\u0939\u093e \u0924\u0917\u0921\u093c\u093e \u092c\u094d\u092f\u093e\u091c; \u091c\u093e\u0928\u0947\u0902 \u20b95 \u0932\u093e\u0916 \u0915\u0940 FD \u092a\u0930 1, 3 \u0914\u0930 5 \u0938\u093e\u0932 \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u0940 \u0939\u094b\u0917\u0940 \u0915\u092e\u093e\u0908"},"content":{"rendered":"

<\/p>\n

\n

\u092d\u093e\u0930\u0924\u0940\u092f \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092a\u0942\u0902\u091c\u0940 \u0915\u0940 \u092a\u0942\u0930\u094d\u0923 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD) \u0939\u092e\u0947\u0936\u093e \u0938\u0947 \u092a\u0939\u0932\u0940 \u092a\u0938\u0902\u0926 \u0930\u0939\u093e \u0939\u0948\u0964 \u0936\u0947\u092f\u0930 \u092c\u093e\u091c\u093e\u0930 \u0915\u0940 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\u094d\u0938 \u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0938\u0947 \u0926\u0942\u0930 \u0930\u0939\u0915\u0930 \u091c\u094b \u0932\u094b\u0917 \u090f\u0915 \u0924\u092f \u0938\u092e\u092f \u092a\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u0915\u092e\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u090f\u092b\u0921\u0940 \u090f\u0915 \u0906\u0926\u0930\u094d\u0936 \u0938\u093e\u0927\u0928 \u0939\u0948\u0964<\/p>\n

\u0939\u093e\u0932 \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0926\u094d\u0935\u093e\u0930\u093e \u0930\u0947\u092a\u094b \u0930\u0947\u091f \u0938\u094d\u0925\u093f\u0930 \u0930\u0916\u0947 \u091c\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0921\u093c\u0947 \u0938\u0930\u0915\u093e\u0930\u0940, \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0914\u0930 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915\u094b\u0902 (SFBs) \u0928\u0947 \u0905\u092a\u0928\u0940 \u090f\u092b\u0921\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u094b 6.50% \u0938\u0947 \u0932\u0947\u0915\u0930 8.25% \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u0924\u0915 \u0915\u0947 \u0906\u0915\u0930\u094d\u0937\u0915 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0930\u0916\u093e \u0939\u0941\u0906 \u0939\u0948\u0964 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 (Senior Citizens) \u0915\u094b \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 0.50% \u0924\u0915 \u0915\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092c\u094d\u092f\u093e\u091c \u0932\u093e\u092d \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/p>\n

\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0909\u0928\u0915\u0947 \u0906\u0915\u093e\u0930, \u0932\u093f\u0915\u094d\u0935\u093f\u0921\u093f\u091f\u0940 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0914\u0930 \u091c\u092e\u093e \u0915\u0940 \u0905\u0935\u0927\u093f (Tenure) \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u092e\u0941\u0916\u094d\u092f \u0927\u093e\u0930\u093e \u0915\u0947 \u092c\u0948\u0902\u0915 \u0914\u0930 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
\u092c\u0948\u0902\u0915 \/ \u0938\u0902\u0938\u094d\u0925\u093e\u0928<\/strong><\/td>\n\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u093e\u0917\u0930\u093f\u0915 (\u0905\u0927\u093f\u0915\u0924\u092e \u0926\u0930)<\/strong><\/td>\n\u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915 (Senior Citizen)<\/strong><\/td>\n<\/tr>\n<\/thead>\n
State Bank of India (SBI)<\/strong><\/td>\n6.45% \u2013 6.60%<\/td>\n6.95% \u2013 7.10%<\/td>\n<\/tr>\n
HDFC Bank<\/strong><\/td>\n6.45% \u2013 6.50%<\/td>\n6.95% \u2013 7.00%<\/td>\n<\/tr>\n
ICICI Bank<\/strong><\/td>\n6.50%<\/td>\n7.00% \u2013 7.10%<\/td>\n<\/tr>\n
Punjab National Bank (PNB)<\/strong><\/td>\n6.60%<\/td>\n7.10%<\/td>\n<\/tr>\n
Bank of Baroda (BoB)<\/strong><\/td>\n6.75% \u2013 7.15%<\/td>\n7.25% \u2013 7.65%<\/td>\n<\/tr>\n
DCB \/ Bandhan Bank<\/strong><\/td>\n7.45% \u2013 7.50%<\/td>\n7.95% \u2013 8.00%<\/td>\n<\/tr>\n
Suryoday \/ Unity Small Finance Bank<\/strong><\/td>\n8.00% \u2013 8.25%<\/td>\n8.25% \u2013 8.50%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

(\u0928\u094b\u091f: \u092c\u0948\u0902\u0915 \u090f\u092b\u0921\u0940 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0924\u093f\u092e\u093e\u0939\u0940 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u0902\u092a\u093e\u0909\u0902\u0921 (Quarterly Compounding) \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u092f\u0940\u0932\u094d\u0921 \u092e\u0942\u0932 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0938\u0947 \u0925\u094b\u0921\u093c\u0940 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964)<\/em><\/p>\n

\u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u20b95,00,000 \u0915\u0940 \u090f\u0915\u092e\u0941\u0936\u094d\u0924 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (Cumulative FD) \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0905\u0932\u0917-\u0905\u0932\u0917 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0914\u0930 \u0905\u0935\u0927\u093f\u092f\u094b\u0902 \u092a\u0930 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u093e \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0928\u0940\u091a\u0947 \u0926\u093f\u090f \u0905\u0928\u0941\u0938\u093e\u0930 \u0939\u094b\u0917\u093e:<\/p>\n

1. \u0938\u0930\u0915\u093e\u0930\u0940 \u0914\u0930 \u092c\u0921\u093c\u0947 \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u092c\u0948\u0902\u0915 (\u0914\u0938\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 ~ 6.50% p.a.)<\/h3>\n
    \n
  • \n

    1 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092a\u0930:<\/strong><\/p>\n

      \n
    • \n

      \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u092e\u093e\u0908: \u0932\u0917\u092d\u0917 \u20b933,300<\/strong><\/p>\n<\/li>\n

    • \n

      \u0915\u0941\u0932 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f: \u20b95,33,300<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n

    • \n

      3 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092a\u0930:<\/strong><\/p>\n

        \n
      • \n

        \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u092e\u093e\u0908: \u0932\u0917\u092d\u0917 \u20b91,06,700<\/strong><\/p>\n<\/li>\n

      • \n

        \u0915\u0941\u0932 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f: \u20b96,06,700<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n

      • \n

        5 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092a\u0930:<\/strong><\/p>\n

          \n
        • \n

          \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u092e\u093e\u0908: \u0932\u0917\u092d\u0917 \u20b91,90,200<\/strong><\/p>\n<\/li>\n

        • \n

          \u0915\u0941\u0932 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f: \u20b96,90,200<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

          2. \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u092f\u093e \u0938\u094d\u092a\u0947\u0936\u0932 \u091f\u0947\u0928\u094d\u092f\u094b\u0930 (\u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0926\u0930 ~ 8.00% p.a.)<\/h3>\n
            \n
          • \n

            1 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092a\u0930:<\/strong><\/p>\n

              \n
            • \n

              \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u092e\u093e\u0908: \u0932\u0917\u092d\u0917 \u20b941,200<\/strong><\/p>\n<\/li>\n

            • \n

              \u0915\u0941\u0932 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f: \u20b95,41,200<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n

            • \n

              3 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092a\u0930:<\/strong><\/p>\n

                \n
              • \n

                \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u092e\u093e\u0908: \u0932\u0917\u092d\u0917 \u20b91,34,100<\/strong><\/p>\n<\/li>\n

              • \n

                \u0915\u0941\u0932 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f: \u20b96,34,100<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n

              • \n

                5 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092a\u0930:<\/strong><\/p>\n

                  \n
                • \n

                  \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u092e\u093e\u0908: \u0932\u0917\u092d\u0917 \u20b92,42,970<\/strong><\/p>\n<\/li>\n

                • \n

                  \u0915\u0941\u0932 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f: \u20b97,42,970<\/strong><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                  \u0938\u094d\u092a\u0937\u094d\u091f \u0939\u0948 \u0915\u093f 8% \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 5 \u0938\u093e\u0932 \u092e\u0947\u0902 \u20b95 \u0932\u093e\u0916 \u0915\u0940 \u0930\u093e\u0936\u093f \u092c\u0922\u093c\u0915\u0930 \u20b97.42 \u0932\u093e\u0916 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948, \u092f\u093e\u0928\u0940 \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 \u20b92.43 \u0932\u093e\u0916 \u0915\u093e \u0936\u0941\u0926\u094d\u0927 \u0932\u093e\u092d \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/p>\n

                  \u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 (60 \u0935\u0930\u094d\u0937 \u0914\u0930 \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915) \u0915\u094b \u0932\u0917\u092d\u0917 \u0938\u092d\u0940 \u092c\u0948\u0902\u0915 0.50% \u0915\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u0917\u0930 \u0915\u094b\u0908 \u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915 8.50% \u0915\u0940 \u0926\u0930 \u0938\u0947 \u20b95 \u0932\u093e\u0916 5 \u0935\u0930\u094d\u0937 \u0915\u0947 \u0932\u093f\u090f \u091c\u092e\u093e \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b:<\/p>\n

                    \n
                  • \n

                    \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0932\u093e\u092d: \u0932\u0917\u092d\u0917 \u20b92,61,000<\/strong><\/p>\n<\/li>\n

                  • \n

                    \u0915\u0941\u0932 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f: \u20b97,61,000<\/strong><\/p>\n<\/li>\n<\/ul>\n

                    \u092f\u0939 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 \u20b918,000 \u0938\u0947 \u20b920,000 \u0905\u0927\u093f\u0915 \u092e\u0941\u0928\u093e\u092b\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u094b \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092b\u0902\u0921 \u0915\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964<\/p>\n

                    \u090f\u092b\u0921\u0940 \u0915\u0930\u093e\u0924\u0947 \u0938\u092e\u092f \u092c\u0948\u0902\u0915 \u0926\u094b \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0935\u093f\u0915\u0932\u094d\u092a \u0926\u0947\u0924\u0947 \u0939\u0948\u0902:<\/p>\n

                      \n
                    1. \n

                      Cumulative FD (\u0930\u0940-\u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f \u092a\u094d\u0932\u093e\u0928):<\/strong> \u0907\u0938\u092e\u0947\u0902 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u093e \u092c\u094d\u092f\u093e\u091c \u0939\u0930 \u0924\u093f\u092e\u093e\u0939\u0940 \u092e\u0942\u0932\u0927\u0928 \u092e\u0947\u0902 \u091c\u0941\u0921\u093c\u0924\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0915\u0947 \u0938\u092e\u092f \u092a\u0942\u0930\u093e \u092a\u0948\u0938\u093e \u090f\u0915 \u0938\u093e\u0925 \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u0939\u0948 \u091c\u094b \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u0935\u0947\u0932\u094d\u0925 \u092c\u0928\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n

                    2. \n

                      Non-Cumulative FD (\u092e\u093e\u0938\u093f\u0915 \u092f\u093e \u0924\u093f\u092e\u093e\u0939\u0940 \u092d\u0941\u0917\u0924\u093e\u0928):<\/strong> \u0907\u0938\u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u092e\u093e\u0938\u093f\u0915, \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915 \u092f\u093e \u091b\u092e\u093e\u0939\u0940 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0938\u0940\u0927\u0947 \u0928\u093f\u0935\u0947\u0936\u0915 \u0915\u0947 \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u0930 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0935\u093f\u0915\u0932\u094d\u092a \u092a\u0947\u0902\u0936\u0928\u092d\u094b\u0917\u093f\u092f\u094b\u0902 \u0914\u0930 \u0928\u093f\u092f\u092e\u093f\u0924 \u0906\u092f \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, 7.30% \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0926\u0930 \u092a\u0930 \u20b95 \u0932\u093e\u0916 \u0915\u0940 \u090f\u092b\u0921\u0940 \u0938\u0947 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0932\u0917\u092d\u0917 \u20b93,040<\/strong> \u0915\u0940 \u0928\u093f\u092f\u092e\u093f\u0924 \u0906\u092f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<\/li>\n<\/ol>\n

                      \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (RBI) \u0915\u0940 \u0938\u0939\u093e\u092f\u0915 \u0938\u0902\u0938\u094d\u0925\u093e DICGC (\u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u090f\u0902\u0921 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0917\u093e\u0930\u0902\u091f\u0940 \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u0936\u0928)<\/strong> \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u0926\u0947\u0936 \u0915\u0947 \u0938\u092d\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 (\u0938\u0930\u0915\u093e\u0930\u0940, \u0928\u093f\u091c\u0940 \u0914\u0930 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915) \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u0915\u093e \u092e\u0942\u0932\u0927\u0928 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932\u093e\u0915\u0930 \u20b95 \u0932\u093e\u0916 \u0924\u0915 \u0915\u093e \u0921\u093f\u092a\u0949\u091c\u093f\u091f 100% \u092c\u0940\u092e\u093f\u0924 \u0914\u0930 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924<\/strong> \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n

                      \u0907\u0938\u0932\u093f\u090f \u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 8% \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u090f\u0915 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u20b95 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0940 \u092e\u0942\u0932 \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0915\u0930\u0928\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n

                      \u092c\u0948\u0902\u0915 \u090f\u092b\u0921\u0940 \u092a\u0930 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u093e \u092c\u094d\u092f\u093e\u091c \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0915\u0930-\u092f\u094b\u0917\u094d\u092f (Taxable) \u0939\u094b\u0924\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 \u0906\u092a\u0915\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f \u092e\u0947\u0902 \u091c\u094b\u0921\u093c\u0915\u0930 \u0906\u092a\u0915\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0907\u0928\u0915\u092e \u091f\u0948\u0915\u094d\u0938 \u0938\u094d\u0932\u0948\u092c \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u091f\u0948\u0915\u094d\u0938 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948:<\/p>\n

                        \n
                      • \n

                        TDS \u0938\u0940\u092e\u093e:<\/strong> \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 \u092f\u0926\u093f \u090f\u092b\u0921\u0940 \u0938\u0947 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u093e \u092c\u094d\u092f\u093e\u091c \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u20b950,000<\/strong> \u0914\u0930 \u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u20b91,00,000<\/strong> \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 10% \u0915\u0940 \u0926\u0930 \u0938\u0947 \u091f\u0940\u0921\u0940\u090f\u0938 \u0915\u093e\u091f\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n

                      • \n

                        Form 15G \/ 15H:<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u0940 \u0915\u0941\u0932 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f \u092e\u0942\u0932 \u091b\u0942\u091f \u0938\u0940\u092e\u093e \u0938\u0947 \u0915\u092e \u0939\u0948 \u0914\u0930 \u0906\u092a\u0915\u0940 \u0915\u0930 \u0926\u0947\u092f\u0924\u093e \u0936\u0942\u0928\u094d\u092f \u092c\u0928\u0924\u0940 \u0939\u0948, \u0924\u094b \u0906\u092a \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u092b\u0949\u0930\u094d\u092e 15G (\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u093e\u0917\u0930\u093f\u0915) \u092f\u093e \u092b\u0949\u0930\u094d\u092e 15H (\u0935\u0930\u093f\u0937\u094d\u0920 \u0928\u093e\u0917\u0930\u093f\u0915) \u091c\u092e\u093e \u0915\u0930\u0915\u0947 \u091f\u0940\u0921\u0940\u090f\u0938 \u0915\u091f\u0928\u0947 \u0938\u0947 \u0930\u094b\u0915 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n

                      • \n

                        Tax-Saving FD:<\/strong> 5 \u0938\u093e\u0932 \u0915\u0940 \u0932\u0949\u0915-\u0907\u0928 \u0905\u0935\u0927\u093f \u0935\u093e\u0932\u0940 \u091f\u0948\u0915\u094d\u0938 \u0938\u0947\u0935\u0930 \u090f\u092b\u0921\u0940 \u092e\u0947\u0902 \u0907\u0928\u0915\u092e \u091f\u0948\u0915\u094d\u0938 \u0915\u0940 \u0927\u093e\u0930\u093e 80C \u0915\u0947 \u0924\u0939\u0924 \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u20b91.5 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0940 \u091f\u0948\u0915\u094d\u0938 \u091b\u0942\u091f \u0915\u093e \u0932\u093e\u092d \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 (\u0913\u0932\u094d\u0921 \u091f\u0948\u0915\u094d\u0938 \u0930\u093f\u091c\u0940\u092e \u0915\u0947 \u0924\u0939\u0924)\u0964<\/p>\n<\/li>\n<\/ul><\/div>\n","protected":false},"excerpt":{"rendered":"

                        \u092d\u093e\u0930\u0924\u0940\u092f \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092a\u0942\u0902\u091c\u0940 \u0915\u0940 \u092a\u0942\u0930\u094d\u0923 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD) \u0939\u092e\u0947\u0936\u093e \u0938\u0947 \u092a\u0939\u0932\u0940 \u092a\u0938\u0902\u0926 \u0930\u0939\u093e \u0939\u0948\u0964 \u0936\u0947\u092f\u0930 \u092c\u093e\u091c\u093e\u0930 \u0915\u0940 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\u094d\u0938 \u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0938\u0947 \u0926\u0942\u0930 \u0930\u0939\u0915\u0930 \u091c\u094b \u0932\u094b\u0917 \u090f\u0915 \u0924\u092f \u0938\u092e\u092f \u092a\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u0915\u092e\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u090f\u092b\u0921\u0940 \u090f\u0915 \u0906\u0926\u0930\u094d\u0936 \u0938\u093e\u0927\u0928 \u0939\u0948\u0964…<\/p>\n","protected":false},"author":2,"featured_media":41129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[4],"tags":[48332,48326,48344,48337,48338,48325,48327,46926,48333,48335,48329,42988,48330,48328,46923,48331,48334,48343,48340,48342,48339,48336,48341],"class_list":["post-41128","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-5-lakh-fd-monthly-interest","tag-5-lakh-fd-return-in-5-years","tag-5----","tag-5-----","tag-bank-fd-return-calculator","tag-best-bank-fd-rates-2026","tag-dicgc-5-lakh-insurance","tag-fixed-deposit-5-lakh-return","tag-form-15g-form-15h-fd","tag-hdfc-5-lakh-fd-interest","tag-highest-fd-interest-rates-in-india","tag-icici-bank-fd-calculator","tag-sbi-fd-rates-2026","tag-senior-citizen-fd-rates","tag-small-finance-bank-fd-rates","tag-tax-on-fd-interest","tag-48343","tag-48340","tag-48342","tag-----2026","tag-48336","tag-48341"],"_links":{"self":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts\/41128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/comments?post=41128"}],"version-history":[{"count":0,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts\/41128\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/media\/41129"}],"wp:attachment":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/media?parent=41128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/categories?post=41128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/tags?post=41128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}