{"id":42124,"date":"2026-09-28T06:29:43","date_gmt":"2026-09-28T00:59:43","guid":{"rendered":"https:\/\/petrolnews.in\/live\/upi-mdr-rules-%e0%a4%85%e0%a4%97%e0%a4%b0-%e0%a4%b0%e0%a5%8b%e0%a4%9c-%e0%a4%b8%e0%a4%bf%e0%a4%b0%e0%a5%8d%e0%a4%ab-%e2%82%b95000-%e0%a4%95%e0%a5%80-%e0%a4%8f%e0%a4%95-upi-%e0%a4%9f%e0%a5%8d\/"},"modified":"2026-09-28T06:29:43","modified_gmt":"2026-09-28T00:59:43","slug":"upi-mdr-rules-%e0%a4%85%e0%a4%97%e0%a4%b0-%e0%a4%b0%e0%a5%8b%e0%a4%9c-%e0%a4%b8%e0%a4%bf%e0%a4%b0%e0%a5%8d%e0%a4%ab-%e2%82%b95000-%e0%a4%95%e0%a5%80-%e0%a4%8f%e0%a4%95-upi-%e0%a4%9f%e0%a5%8d","status":"publish","type":"post","link":"https:\/\/petrolnews.in\/live\/upi-mdr-rules-%e0%a4%85%e0%a4%97%e0%a4%b0-%e0%a4%b0%e0%a5%8b%e0%a4%9c-%e0%a4%b8%e0%a4%bf%e0%a4%b0%e0%a5%8d%e0%a4%ab-%e2%82%b95000-%e0%a4%95%e0%a5%80-%e0%a4%8f%e0%a4%95-upi-%e0%a4%9f%e0%a5%8d\/","title":{"rendered":"UPI MDR Rules: \u0905\u0917\u0930 \u0930\u094b\u091c \u0938\u093f\u0930\u094d\u092b \u20b95,000 \u0915\u0940 \u090f\u0915 UPI \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u0939\u094b, \u0924\u094b \u0915\u094d\u092f\u093e \u0915\u091f\u0947\u0917\u093e MDR? \u091c\u093e\u0928\u093f\u090f NPCI \u0914\u0930 RBI \u0915\u093e \u0938\u094d\u092a\u0937\u094d\u091f \u0928\u093f\u092f\u092e"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/newsindialive.in\/public\/uploads\/news\/full\/1790528988_fd81bfc8b7377d4f1724.jpg\" \/><\/p>\n<div>\n<p>\u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0907\u0938 \u0926\u094c\u0930 \u092e\u0947\u0902 \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (UPI) \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u093e \u0938\u092c\u0938\u0947 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u091c\u0930\u093f\u092f\u093e \u092c\u0928 \u091a\u0941\u0915\u093e \u0939\u0948\u0964 \u091a\u093e\u092f \u0915\u0940 \u0925\u0921\u093c\u0940 \u0938\u0947 \u0932\u0947\u0915\u0930 \u092c\u0921\u093c\u0947 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915\u094d\u0938 \u0936\u094b\u0930\u0942\u092e \u0924\u0915, \u0939\u0930 \u091c\u0917\u0939 \u0915\u094d\u092f\u0942\u0906\u0930 \u0915\u094b\u0921 \u0938\u094d\u0915\u0948\u0928 \u0915\u0930\u0915\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902, \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u0914\u0930 \u092b\u094d\u0930\u0940\u0932\u093e\u0902\u0938\u0930\u094d\u0938 \u0915\u0947 \u092c\u0940\u091a \u092f\u0942\u092a\u0940\u0906\u0908 \u092a\u0930 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0921\u093f\u0938\u094d\u0915\u093e\u0909\u0902\u091f \u0930\u0947\u091f (MDR) \u092f\u093e\u0928\u0940 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u091a\u093e\u0930\u094d\u091c \u0915\u094b \u0932\u0947\u0915\u0930 \u0905\u0915\u094d\u0938\u0930 \u092d\u094d\u0930\u092e \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092c\u0928\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948\u0964 \u0928\u0947\u0936\u0928\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u0936\u0928 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (NPCI) \u0926\u094d\u0935\u093e\u0930\u093e 2,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u091a\u0941\u0928\u093f\u0902\u0926\u093e \u092d\u0941\u0917\u0924\u093e\u0928\u094b\u0902 \u092a\u0930 \u0907\u0902\u091f\u0930\u091a\u0947\u0902\u091c \u092b\u0940\u0938 \u0915\u0940 \u0917\u093e\u0907\u0921\u0932\u093e\u0907\u0902\u0938 \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u092f\u0939 \u0938\u0935\u093e\u0932 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0909\u0920\u0924\u093e \u0939\u0948 \u0915\u093f \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0915\u094d\u092f\u0942\u0906\u0930 \u0915\u094b\u0921 \u092f\u093e \u0916\u093e\u0924\u0947 \u092a\u0930 \u0930\u094b\u091c\u093e\u0928\u093e \u0938\u093f\u0930\u094d\u092b \u090f\u0915 \u092c\u093e\u0930 5,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u0939\u094b, \u0924\u094b \u0915\u094d\u092f\u093e \u0909\u0938 \u092a\u0930 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0936\u0941\u0932\u094d\u0915 \u092f\u093e \u090f\u092e\u0921\u0940\u0906\u0930 \u0915\u093e\u091f\u093e \u091c\u093e\u090f\u0917\u093e?<\/p>\n<p>\u0907\u0938\u0915\u093e \u0938\u0940\u0927\u093e \u0914\u0930 \u0938\u094d\u092a\u0937\u094d\u091f \u0909\u0924\u094d\u0924\u0930 \u0939\u0948: <strong>\u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0928\u0939\u0940\u0902<\/strong>\u0964<\/p>\n<p>\u092f\u0926\u093f 5,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092f\u0939 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0938\u0947 \u0938\u0940\u0927\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f (\u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930) \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0939\u094b \u0930\u0939\u093e \u0939\u0948, \u0924\u094b \u0907\u0938 \u092a\u0930 <strong>0% MDR<\/strong> \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<ul>\n<li>\n<p><strong>\u0936\u0942\u0928\u094d\u092f \u090f\u092e\u0921\u0940\u0906\u0930 (Zero MDR) \u0928\u0940\u0924\u093f:<\/strong> \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u093e\u0932\u092f \u0915\u0947 \u092e\u094c\u091c\u0942\u0926\u093e \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0930\u0942\u092a\u0947 (RuPay) \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0914\u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092c\u0948\u0902\u0915-\u091f\u0942-\u092c\u0948\u0902\u0915 \u092f\u0942\u092a\u0940\u0906\u0908 \u092d\u0941\u0917\u0924\u093e\u0928\u094b\u0902 \u092a\u0930 \u0936\u0942\u0928\u094d\u092f \u090f\u092e\u0921\u0940\u0906\u0930 \u0915\u093e \u092a\u094d\u0930\u093e\u0935\u0927\u093e\u0928 \u0932\u093e\u0917\u0942 \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0917\u094d\u0930\u093e\u0939\u0915 \u0914\u0930 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930 \u0926\u094b\u0928\u094b\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924:<\/strong> \u091a\u093e\u0939\u0947 \u092a\u0947\u092e\u0947\u0902\u091f 100 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0939\u094b, 5,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0939\u094b \u092f\u093e 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0926\u0948\u0928\u093f\u0915 \u0938\u0940\u092e\u093e \u0924\u0915 \u0915\u093e \u0939\u094b, \u092f\u0926\u093f \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u0940\u0927\u0947 \u092c\u0948\u0902\u0915 \u0905\u0915\u093e\u0909\u0902\u091f \u0938\u0947 \u0932\u093f\u0902\u0915 \u092f\u0942\u092a\u0940\u0906\u0908 \u0910\u092a (\u091c\u0948\u0938\u0947 Google Pay, PhonePe, Paytm, BHIM) \u0915\u0947 \u091c\u0930\u093f\u090f \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u0924\u094b \u0928 \u0924\u094b \u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0947 \u0915\u094b\u0908 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092a\u0948\u0938\u093e \u0915\u091f\u0924\u093e \u0939\u0948 \u0914\u0930 \u0928 \u0939\u0940 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930 \u0915\u0947 \u0916\u093e\u0924\u0947 \u0938\u0947 \u0915\u094b\u0908 \u091a\u093e\u0930\u094d\u091c \u0915\u093e\u091f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930 \u0915\u094b \u092a\u0942\u0930\u0947 \u0915\u0947 \u092a\u0942\u0930\u0947 5,000 \u0930\u0941\u092a\u092f\u0947 \u0939\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u091c\u094b 2,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0940 \u0930\u0915\u092e \u092a\u0930 1.1% \u0924\u0915 \u0915\u0947 \u0936\u0941\u0932\u094d\u0915 \u0915\u0940 \u091a\u0930\u094d\u091a\u093e \u0939\u094b\u0924\u0940 \u0939\u0948, \u0935\u0939 \u0928\u093f\u092f\u092e \u0915\u0947\u0935\u0932 \u0914\u0930 \u0915\u0947\u0935\u0932 <strong>\u092a\u094d\u0930\u0940\u092a\u0947\u0921 \u092a\u0947\u092e\u0947\u0902\u091f \u0907\u0902\u0938\u094d\u091f\u094d\u0930\u0942\u092e\u0947\u0902\u091f\u094d\u0938 (PPI Wallets)<\/strong> \u092a\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u093e \u0939\u0948, \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092f\u0942\u092a\u0940\u0906\u0908 \u092a\u0930 \u0928\u0939\u0940\u0902\u0964<\/p>\n<ul>\n<li>\n<p><strong>\u092a\u0940\u092a\u0940\u0906\u0908 \u0935\u0949\u0932\u0947\u091f (PPI Wallet) \u0915\u094d\u092f\u093e \u0939\u0948:<\/strong> \u092f\u0926\u093f \u0915\u094b\u0908 \u0917\u094d\u0930\u093e\u0939\u0915 \u0905\u092a\u0928\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u0949\u0932\u0947\u091f (\u091c\u0948\u0938\u0947 Paytm Wallet, PhonePe Wallet, Amazon Pay Balance, Sodexo \u0906\u0926\u093f) \u092e\u0947\u0902 \u092a\u0948\u0938\u0947 \u0932\u094b\u0921 \u0915\u0930\u0915\u0947 \u0915\u093f\u0938\u0940 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u0947 \u0915\u094d\u092f\u0942\u0906\u0930 \u0915\u094b\u0921 \u0915\u094b \u0938\u094d\u0915\u0948\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0936\u0930\u094d\u0924 1:<\/strong> \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u092e\u0942\u0932\u094d\u092f 2,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f (\u091c\u0948\u0938\u0947 \u0907\u0938 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 5,000 \u0930\u0941\u092a\u092f\u0947)\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0936\u0930\u094d\u0924 2:<\/strong> \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0938\u0947 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0935\u0949\u0932\u0947\u091f \u092c\u0948\u0932\u0947\u0902\u0938 \u0938\u0947 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u094b\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0936\u0930\u094d\u0924 3:<\/strong> \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u093e\u0928\u0947 \u0935\u093e\u0932\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b\u0908 \u0906\u092e \u0928\u093e\u0917\u0930\u093f\u0915 \u0928 \u0939\u094b\u0915\u0930 \u090f\u0915 \u0915\u092e\u0930\u094d\u0936\u093f\u092f\u0932 \u092e\u0930\u094d\u091a\u0947\u0902\u091f (\u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930) \u0939\u094b\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u092f\u0926\u093f \u0917\u094d\u0930\u093e\u0939\u0915 \u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f \u0915\u093f\u0938\u0940 \u0935\u0949\u0932\u0947\u091f \u0938\u0947 5,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0938 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u0947 \u0905\u0927\u093f\u0917\u094d\u0930\u0939\u0923\u0915\u0930\u094d\u0924\u093e \u092c\u0948\u0902\u0915 (Acquirer Bank) \u0915\u094b \u0935\u0949\u0932\u0947\u091f \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u0907\u0902\u091f\u0930\u091a\u0947\u0902\u091c \u092b\u0940\u0938 (0.5% \u0938\u0947 1.1% \u0924\u0915, \u091c\u094b \u0915\u0948\u091f\u0947\u0917\u0930\u0940 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948) \u0926\u0947\u0928\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 99% \u092e\u093e\u092e\u0932\u094b\u0902 \u0915\u0940 \u0924\u0930\u0939 \u0917\u094d\u0930\u093e\u0939\u0915 \u092c\u0948\u0902\u0915 \u0905\u0915\u093e\u0909\u0902\u091f \u092f\u0942\u092a\u0940\u0906\u0908 \u0938\u0947 \u092a\u093f\u0928 \u0921\u093e\u0932\u0915\u0930 5,000 \u0930\u0941\u092a\u092f\u0947 \u092d\u0947\u091c \u0930\u0939\u093e \u0939\u0948, \u0924\u094b \u0915\u093f\u0938\u0940 \u0924\u0930\u0939 \u0915\u093e \u0915\u094b\u0908 \u091a\u093e\u0930\u094d\u091c \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964<\/p>\n<p>\u091a\u093e\u0930\u094d\u091c \u0914\u0930 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0942\u092a\u0940\u0906\u0908 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0940 \u0926\u094b\u0928\u094b\u0902 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u0915\u094b \u091c\u093e\u0928\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948:<\/p>\n<ul>\n<li>\n<p><strong>P2P (Peer-to-Peer):<\/strong> \u091c\u092c \u090f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0905\u092a\u0928\u0947 \u0926\u094b\u0938\u094d\u0924, \u0930\u093f\u0936\u094d\u0924\u0947\u0926\u093e\u0930 \u092f\u093e \u092a\u0930\u093f\u091a\u093f\u0924 \u0915\u0947 \u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930 \u092f\u093e \u092f\u0942\u092a\u0940\u0906\u0908 \u0906\u0908\u0921\u0940 \u092a\u0930 5,000 \u0930\u0941\u092a\u092f\u0947 \u092d\u0947\u091c\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u092e\u0941\u092b\u094d\u0924 \u0939\u0948\u0964 \u0907\u0938 \u092a\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u090f\u092e\u0921\u0940\u0906\u0930 \u092f\u093e \u0915\u094b\u0908 \u0905\u0928\u094d\u092f \u0938\u0947\u0935\u093e \u0936\u0941\u0932\u094d\u0915 \u0928\u0939\u0940\u0902 \u0932\u0917\u0924\u093e\u0964<\/p>\n<\/li>\n<li>\n<p><strong>P2M (Peer-to-Merchant):<\/strong> \u091c\u092c \u0915\u094b\u0908 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0926\u0941\u0915\u093e\u0928, \u092a\u0947\u091f\u094d\u0930\u094b\u0932 \u092a\u0902\u092a, \u092e\u0949\u0932 \u092f\u093e \u0938\u0930\u094d\u0935\u093f\u0938 \u0938\u0947\u0902\u091f\u0930 \u0915\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0915\u094d\u092f\u0942\u0906\u0930 \u0915\u094b\u0921 (BharatQR \/ Soundbox QR) \u092a\u0930 5,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u094d\u0915\u0948\u0928 \u0915\u0930\u0915\u0947 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u092c\u0948\u0902\u0915-\u091f\u0942-\u092c\u0948\u0902\u0915 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0939\u094b\u0928\u0947 \u092a\u0930 \u092f\u0939 \u092d\u0940 \u0936\u0924-\u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0928\u093f\u0903\u0936\u0941\u0932\u094d\u0915 \u0939\u0948\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u092f\u0926\u094d\u092f\u092a\u093f 5,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0926\u0948\u0928\u093f\u0915 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u092a\u0930 \u092f\u0942\u092a\u0940\u0906\u0908 \u090f\u092e\u0921\u0940\u0906\u0930 \u0928\u0939\u0940\u0902 \u0932\u0917\u0924\u093e, \u0932\u0947\u0915\u093f\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e \u0915\u0947 \u0932\u093f\u0939\u093e\u091c \u0938\u0947 \u0915\u0941\u091b \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948:<\/p>\n<ul>\n<li>\n<p><strong>\u0938\u093e\u0932\u093e\u0928\u093e \u091f\u0930\u094d\u0928\u0913\u0935\u0930 \u0915\u0940 \u0917\u0923\u0928\u093e:<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0930\u094b\u091c\u093e\u0928\u093e 5,000 \u0930\u0941\u092a\u092f\u0947 \u0906\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u0915\u0941\u0932 \u091f\u0930\u094d\u0928\u0913\u0935\u0930 1,50,000 \u0930\u0941\u092a\u092f\u0947 \u0914\u0930 \u0938\u093e\u0932 \u0915\u093e \u0915\u0941\u0932 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0932\u0917\u092d\u0917 18,00,000 \u0930\u0941\u092a\u092f\u0947 (18 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947) \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0905\u0915\u093e\u0909\u0902\u091f \u0915\u093e \u092a\u094d\u0930\u0915\u093e\u0930:<\/strong> \u092f\u0926\u093f \u0906\u092a \u092f\u0939 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0938\u0947\u0935\u093f\u0902\u0917\u094d\u0938 \u0905\u0915\u093e\u0909\u0902\u091f (Savings Account) \u092e\u0947\u0902 \u0932\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u092c\u0948\u0902\u0915 \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 10 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u0928\u0915\u0926 \u092f\u093e \u0909\u091a\u094d\u091a-\u092e\u0942\u0932\u094d\u092f \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u0940 \u0938\u0942\u091a\u0928\u093e \u0906\u092f\u0915\u0930 \u0935\u093f\u092d\u093e\u0917 \u0915\u0947 \u090f\u0928\u0941\u0905\u0932 \u0907\u0902\u092b\u0949\u0930\u094d\u092e\u0947\u0936\u0928 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f (AIS\/SFT) \u092e\u0947\u0902 \u0926\u0930\u094d\u091c \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0932\u093e\u0939:<\/strong> \u092f\u0926\u093f \u092f\u0939 5,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u092c\u093f\u0915\u094d\u0930\u0940 \u092f\u093e \u0938\u0947\u0935\u093e \u0915\u0940 \u0906\u092f \u0939\u0948, \u0924\u094b \u0907\u0938\u0947 \u092c\u091a\u0924 \u0916\u093e\u0924\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f &#8216;\u091a\u093e\u0932\u0942 \u0916\u093e\u0924\u0947&#8217; (Current Account) \u092e\u0947\u0902 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u0915\u0947 \u0905\u0902\u0924 \u092e\u0947\u0902 \u0909\u091a\u093f\u0924 \u0906\u0908\u091f\u0940\u0906\u0930 (\u091c\u0948\u0938\u0947 ITR-3 \u092f\u093e ITR-4 \u092a\u094d\u0930\u093f\u091c\u092e\u094d\u092a\u094d\u091f\u093f\u0935 \u091f\u0948\u0915\u094d\u0938\u0947\u0936\u0928) \u0926\u093e\u0916\u093f\u0932 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u0938\u0902\u0915\u094d\u0937\u0947\u092a \u092e\u0947\u0902, \u092f\u0926\u093f \u0930\u094b\u091c\u093e\u0928\u093e \u0938\u093f\u0930\u094d\u092b \u090f\u0915 \u092c\u093e\u0930 5,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092f\u0942\u092a\u0940\u0906\u0908 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948, \u0924\u094b \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u093e \u090f\u092e\u0921\u0940\u0906\u0930 \u092f\u093e \u092c\u0948\u0902\u0915 \u0936\u0941\u0932\u094d\u0915 \u0928\u0939\u0940\u0902 \u0915\u091f\u0947\u0917\u093e\u0964 \u0917\u094d\u0930\u093e\u0939\u0915 \u0914\u0930 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0926\u094b\u0928\u094b\u0902 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0928\u093f\u0936\u094d\u091a\u093f\u0902\u0924 \u0939\u094b\u0915\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0907\u0938 \u0926\u094c\u0930 \u092e\u0947\u0902 \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (UPI) \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u093e \u0938\u092c\u0938\u0947 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u091c\u0930\u093f\u092f\u093e \u092c\u0928 \u091a\u0941\u0915\u093e \u0939\u0948\u0964 \u091a\u093e\u092f \u0915\u0940 \u0925\u0921\u093c\u0940 \u0938\u0947 \u0932\u0947\u0915\u0930 \u092c\u0921\u093c\u0947 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915\u094d\u0938 \u0936\u094b\u0930\u0942\u092e \u0924\u0915, \u0939\u0930 \u091c\u0917\u0939 \u0915\u094d\u092f\u0942\u0906\u0930 \u0915\u094b\u0921 \u0938\u094d\u0915\u0948\u0928 \u0915\u0930\u0915\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902, \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u0914\u0930 \u092b\u094d\u0930\u0940\u0932\u093e\u0902\u0938\u0930\u094d\u0938 \u0915\u0947 \u092c\u0940\u091a \u092f\u0942\u092a\u0940\u0906\u0908 \u092a\u0930 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u0947 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u0921\u093f\u0938\u094d\u0915\u093e\u0909\u0902\u091f \u0930\u0947\u091f 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