{"id":43197,"date":"2026-10-03T00:22:16","date_gmt":"2026-10-02T18:52:16","guid":{"rendered":"https:\/\/petrolnews.in\/live\/%e2%82%b920000-%e0%a4%95%e0%a5%80-%e0%a4%ae%e0%a4%82%e0%a4%a5%e0%a4%b2%e0%a5%80-sip-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%95%e0%a4%bf%e0%a4%a4%e0%a4%a8%e0%a5%87-%e0%a4%ab%e0%a4%82%e0%a4%a1%e0%a5%8d\/"},"modified":"2026-10-03T00:22:16","modified_gmt":"2026-10-02T18:52:16","slug":"%e2%82%b920000-%e0%a4%95%e0%a5%80-%e0%a4%ae%e0%a4%82%e0%a4%a5%e0%a4%b2%e0%a5%80-sip-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%95%e0%a4%bf%e0%a4%a4%e0%a4%a8%e0%a5%87-%e0%a4%ab%e0%a4%82%e0%a4%a1%e0%a5%8d","status":"publish","type":"post","link":"https:\/\/petrolnews.in\/live\/%e2%82%b920000-%e0%a4%95%e0%a5%80-%e0%a4%ae%e0%a4%82%e0%a4%a5%e0%a4%b2%e0%a5%80-sip-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%95%e0%a4%bf%e0%a4%a4%e0%a4%a8%e0%a5%87-%e0%a4%ab%e0%a4%82%e0%a4%a1%e0%a5%8d\/","title":{"rendered":"\u20b920,000 \u0915\u0940 \u092e\u0902\u0925\u0932\u0940 SIP \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u0947 \u092b\u0902\u0921\u094d\u0938 \u0930\u0916\u0947\u0902? \u091c\u094d\u092f\u093e\u0926\u093e \u0938\u094d\u0915\u0940\u092e\u094d\u0938 \u0932\u0947\u0928\u0947 \u0915\u0940 \u0917\u0932\u0924\u0940 \u092a\u0921\u093c \u0938\u0915\u0924\u0940 \u0939\u0948 \u092d\u093e\u0930\u0940, CA \u0938\u0947 \u0938\u092e\u091d\u0947\u0902 \u0938\u0939\u0940 \u090f\u0932\u094b\u0915\u0947\u0936\u0928"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/newsindialive.in\/public\/uploads\/news\/full\/1790957545_5be165c9c9fa8a953ad5.jpg\" \/><\/p>\n<div>\n<p>\u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u0938\u093f\u0938\u094d\u091f\u092e\u0948\u091f\u093f\u0915 \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f \u092a\u094d\u0932\u093e\u0928 (SIP) \u0915\u0947 \u091c\u0930\u093f\u090f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0906\u092e \u0926\u0941\u0935\u093f\u0927\u093e \u092f\u0939 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0915\u093f \u20b920,000 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0915\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u0915\u093f\u0924\u0928\u0947 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u092c\u093e\u0902\u091f\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0905\u0915\u094d\u0938\u0930 \u0928\u090f \u0928\u093f\u0935\u0947\u0936\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 8 \u0938\u0947 10 \u0905\u0932\u0917-\u0905\u0932\u0917 \u0938\u094d\u0915\u0940\u092e\u094d\u0938 \u092e\u0947\u0902 \u20b92,000-\u20b92,500 \u0915\u0940 \u090f\u0938\u0906\u0908\u092a\u0940 \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u094b\u0902 \u0914\u0930 \u091a\u093e\u0930\u094d\u091f\u0930\u094d\u0921 \u0905\u0915\u093e\u0909\u0902\u091f\u0947\u0902\u091f\u094d\u0938 (CAs) \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u092f\u0939 \u0930\u0923\u0928\u0940\u0924\u093f \u0932\u093e\u092d \u092a\u0939\u0941\u0902\u091a\u093e\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0902\u091a\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0907\u0938\u0947 <strong>&#8216;\u0913\u0935\u0930-\u0921\u093e\u092f\u0935\u0930\u094d\u0938\u093f\u092b\u093f\u0915\u0947\u0936\u0928&#8217; (Over-diversification)<\/strong> \u092f\u093e <strong>&#8216;\u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u094d\u0932\u091f\u0930\u093f\u0902\u0917&#8217;<\/strong> \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u091c\u092c \u0906\u092a \u20b920,000 \u0915\u0940 \u0930\u093e\u0936\u093f \u0915\u094b 8-10 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u092c\u093f\u0916\u0947\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u0908 \u092b\u0902\u0921\u094d\u0938 \u090f\u0915 \u091c\u0948\u0938\u0947 \u0936\u0947\u092f\u0930\u094b\u0902 (\u091c\u0948\u0938\u0947 \u090f\u091a\u0921\u0940\u090f\u092b\u0938\u0940 \u092c\u0948\u0902\u0915, \u0930\u093f\u0932\u093e\u092f\u0902\u0938, \u0907\u0902\u092b\u094b\u0938\u093f\u0938, \u0906\u0908\u0938\u0940\u0906\u0908\u0938\u0940\u0906\u0908 \u092c\u0948\u0902\u0915) \u092e\u0947\u0902 \u0939\u0940 \u092a\u0948\u0938\u093e \u0932\u0917\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0947 &#8216;\u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0913\u0935\u0930\u0932\u0948\u092a&#8217; \u0915\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u093e \u0928\u0924\u0940\u091c\u093e \u092f\u0939 \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0928\u093f\u0935\u0947\u0936\u0915 \u0915\u094b \u0915\u0908 \u092b\u0902\u0921\u094d\u0938 \u0915\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u090f\u0915\u094d\u0938\u092a\u0947\u0902\u0938 \u0930\u0947\u0936\u093f\u092f\u094b \u091a\u0941\u0915\u093e\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948, \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u0947\u0964 \u20b920,000 \u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u090f\u0938\u0906\u0908\u092a\u0940 \u0915\u0947 \u0932\u093f\u090f <strong>3 \u0938\u0947 \u0905\u0927\u093f\u0915\u0924\u092e 4 \u092b\u0902\u0921\u094d\u0938<\/strong> \u0915\u093e \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0917\u0941\u0932\u0926\u0938\u094d\u0924\u093e \u0938\u092c\u0938\u0947 \u0906\u0926\u0930\u094d\u0936 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u090f\u0915 \u0938\u0941\u0926\u0943\u0922\u093c, \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0914\u0930 \u091c\u094b\u0916\u093f\u092e-\u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u0947 \u0932\u093f\u090f \u092a\u0942\u0902\u091c\u0940 \u0915\u093e \u0906\u0935\u0902\u091f\u0928 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0915\u0948\u092a\u093f\u091f\u0932\u093e\u0907\u091c\u0947\u0936\u0928 (\u0932\u093e\u0930\u094d\u091c, \u092e\u093f\u0921, \u0938\u094d\u092e\u0949\u0932 \u0915\u0948\u092a) \u092e\u0947\u0902 \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f:<\/p>\n<ul>\n<li>\n<p><strong>1. \u092b\u094d\u0932\u0947\u0915\u094d\u0938\u0940 \u0915\u0948\u092a \u092b\u0902\u0921 (Flexi Cap Fund) \u2014 \u20b97,000 (35%):<\/strong> \u092f\u0939 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u0940 \u0930\u0940\u0922\u093c \u092c\u0928\u0924\u093e \u0939\u0948\u0964 \u092b\u0902\u0921 \u092e\u0948\u0928\u0947\u091c\u0930 \u092c\u093e\u091c\u093e\u0930 \u0915\u0940 \u091a\u093e\u0932 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0932\u093e\u0930\u094d\u091c, \u092e\u093f\u0921 \u0914\u0930 \u0938\u094d\u092e\u0949\u0932 \u0915\u0948\u092a \u092e\u0947\u0902 \u0932\u091a\u0940\u0932\u0947\u092a\u0928 \u0938\u0947 \u092c\u0926\u0932\u093e\u0935 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u094b \u0928\u093f\u0930\u0902\u0924\u0930 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>2. \u0932\u093e\u0930\u094d\u091c \u090f\u0902\u0921 \u092e\u093f\u0921 \u0915\u0948\u092a \/ \u0928\u093f\u092b\u094d\u091f\u0940 50 \u0907\u0902\u0921\u0947\u0915\u094d\u0938 \u092b\u0902\u0921 \u2014 \u20b95,000 (25%):<\/strong> \u0926\u0947\u0936 \u0915\u0940 \u0936\u0940\u0930\u094d\u0937 50 \u092f\u093e 100 \u0926\u093f\u0917\u094d\u0917\u091c \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0940\u0927\u093e \u0928\u093f\u0935\u0947\u0936, \u091c\u094b \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u092c\u093e\u091c\u093e\u0930 \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u0947 \u0938\u092e\u092f \u092d\u0940 \u092a\u0942\u0902\u091c\u0940 \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0915\u092e \u0935\u094b\u0932\u0948\u091f\u093f\u0932\u093f\u091f\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>3. \u092e\u093f\u0921 \u0915\u0948\u092a \u092b\u0902\u0921 (Mid Cap Fund) \u2014 \u20b95,000 (25%):<\/strong> \u0909\u092d\u0930\u0924\u0940 \u0939\u0941\u0908 \u092e\u0927\u094d\u092f\u092e \u0906\u0915\u093e\u0930 \u0915\u0940 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u091c\u094b \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0932\u093e\u0930\u094d\u091c \u0915\u0948\u092a \u092c\u0928\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0930\u0916\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0939 \u0939\u093f\u0938\u094d\u0938\u093e \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u0905\u0932\u094d\u092b\u093e (\u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0930\u093f\u091f\u0930\u094d\u0928) \u091c\u0928\u0930\u0947\u091f \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>4. \u0938\u094d\u092e\u0949\u0932 \u0915\u0948\u092a \u092b\u0902\u0921 (Small Cap Fund) \u2014 \u20b93,000 (15%):<\/strong> \u0909\u091a\u094d\u091a \u091c\u094b\u0916\u093f\u092e \u0932\u0947\u0915\u093f\u0928 \u092c\u0939\u0941\u0924 \u0924\u0947\u091c \u0935\u0943\u0926\u094d\u0927\u093f \u0935\u093e\u0932\u093e \u0938\u0947\u0917\u092e\u0947\u0902\u091f\u0964 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f (7 \u0938\u0947 10 \u0935\u0930\u094d\u0937 \u092f\u093e \u0905\u0927\u093f\u0915) \u092e\u0947\u0902 \u092f\u0939 \u0918\u091f\u0915 \u092a\u0942\u0930\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u0947 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u094b 14% \u0938\u0947 15% \u0915\u0947 \u0938\u094d\u0924\u0930 \u0924\u0915 \u0932\u0947 \u091c\u093e\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0930\u0916\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u092f\u0926\u093f \u0906\u092a \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u0915\u0947 \u0938\u093e\u0925 \u0907\u0938 \u20b920,000 \u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924 \u0915\u094b 12% \u0938\u0947 14% \u0915\u0947 \u0914\u0938\u0924 \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915 \u0938\u0940\u090f\u091c\u0940\u0906\u0930 (CAGR) \u092a\u0930 \u091c\u093e\u0930\u0940 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u091a\u0915\u094d\u0930\u0935\u0943\u0926\u094d\u0927\u093f \u092c\u094d\u092f\u093e\u091c (Compounding) \u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0926\u093f\u0916\u0947\u0917\u093e:<\/p>\n<table>\n<thead>\n<tr>\n<td><strong>\u0938\u092e\u092f \u0905\u0935\u0927\u093f (\u0935\u0930\u094d\u0937)<\/strong><\/td>\n<td><strong>\u0915\u0941\u0932 \u091c\u092e\u093e \u092e\u0942\u0932\u0927\u0928<\/strong><\/td>\n<td><strong>12% \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u0930 \u092b\u0902\u0921<\/strong><\/td>\n<td><strong>14% \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u0930 \u092b\u0902\u0921<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>5 \u0935\u0930\u094d\u0937<\/strong><\/td>\n<td>\u20b912,00,000<\/td>\n<td>\u20b916,49,700<\/td>\n<td>\u20b917,35,000<\/td>\n<\/tr>\n<tr>\n<td><strong>10 \u0935\u0930\u094d\u0937<\/strong><\/td>\n<td>\u20b924,00,000<\/td>\n<td>\u20b946,40,790<\/td>\n<td>\u20b952,41,800<\/td>\n<\/tr>\n<tr>\n<td><strong>15 \u0935\u0930\u094d\u0937<\/strong><\/td>\n<td>\u20b936,00,000<\/td>\n<td>\u20b91,00,91,520<\/td>\n<td>\u20b91,23,08,500<\/td>\n<\/tr>\n<tr>\n<td><strong>20 \u0935\u0930\u094d\u0937<\/strong><\/td>\n<td>\u20b948,00,000<\/td>\n<td>\u20b91,99,82,960<\/td>\n<td>\u20b92,63,27,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u0924\u093e\u0932\u093f\u0915\u093e \u0926\u0930\u094d\u0936\u093e\u0924\u0940 \u0939\u0948 \u0915\u093f 15\u0935\u0947\u0902 \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 \u0915\u0941\u0932 \u091c\u092e\u093e \u092e\u093e\u0924\u094d\u0930 \u20b936 \u0932\u093e\u0916 \u0939\u094b\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 12% \u0915\u0940 \u0926\u0930 \u0938\u0947 \u092d\u0940 \u0906\u092a\u0915\u093e \u0915\u0941\u0932 \u0915\u0949\u0930\u094d\u092a\u0938 \u20b91 \u0915\u0930\u094b\u0921\u093c \u0915\u094b \u092a\u093e\u0930 \u0915\u0930 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<ul>\n<li>\n<p><strong>1. \u0913\u0935\u0930\u0932\u0948\u092a\u093f\u0902\u0917 (Overlapping) \u0915\u0940 \u0938\u092e\u0938\u094d\u092f\u093e:<\/strong> \u091c\u092c \u0906\u092a 8 \u0905\u0932\u0917-\u0905\u0932\u0917 \u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092b\u0902\u0921 \u0916\u0930\u0940\u0926\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0932\u0917\u092d\u0917 \u0938\u092d\u0940 \u092b\u0902\u0921\u094d\u0938 \u0915\u0947 \u091f\u0949\u092a \u0939\u094b\u0932\u094d\u0921\u093f\u0902\u0917\u094d\u0938 \u092e\u0947\u0902 \u0935\u0939\u0940 15-20 \u092c\u094d\u0932\u0942\u091a\u093f\u092a \u0936\u0947\u092f\u0930 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0930\u093f\u092a\u0940\u091f \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a \u0938\u094b\u091a\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a \u0921\u093e\u0907\u0935\u0930\u094d\u0938\u093f\u092b\u093e\u0908 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u0906\u092a \u090f\u0915 \u0939\u0940 \u0936\u0947\u092f\u0930 \u0915\u0908 \u092c\u093e\u0930 \u0916\u0930\u0940\u0926 \u0930\u0939\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li>\n<p><strong>2. \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u093e \u0914\u0938\u0924 \u0939\u094b \u091c\u093e\u0928\u093e (Diluted Returns):<\/strong> \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u090f\u0915 \u092b\u0902\u0921 \u0928\u0947 35% \u0915\u093e \u0936\u093e\u0928\u0926\u093e\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u093f\u092f\u093e, \u0932\u0947\u0915\u093f\u0928 \u0909\u0938\u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u090f\u0938\u0906\u0908\u092a\u0940 \u092e\u093e\u0924\u094d\u0930 \u20b91,500 \u0915\u0940 \u0925\u0940, \u0924\u094b \u0909\u0938 \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093e \u0906\u092a\u0915\u0947 \u0915\u0941\u0932 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u092a\u0930 \u0915\u094b\u0908 \u0916\u093e\u0938 \u0905\u0938\u0930 \u0928\u0939\u0940\u0902 \u092a\u0921\u093c\u0947\u0917\u093e\u0964<\/p>\n<\/li>\n<li>\n<p><strong>3. \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u091f\u094d\u0930\u0948\u0915 \u0915\u0930\u0928\u0947 \u0914\u0930 \u091f\u0948\u0915\u094d\u0938 \u0915\u0940 \u091c\u091f\u093f\u0932\u0924\u093e:<\/strong> 8 \u0938\u0947 10 \u092b\u0902\u0921\u094d\u0938 \u0915\u0947 \u0915\u0948\u092a\u093f\u091f\u0932 \u0917\u0947\u0928\u094d\u0938 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f, \u0930\u0940\u092c\u0948\u0932\u0947\u0902\u0938\u093f\u0902\u0917 \u0914\u0930 \u091f\u0948\u0915\u094d\u0938 \u092b\u093e\u0907\u0932\u093f\u0902\u0917 (LTCG \/ STCG) \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0928\u093e \u092c\u0947\u0939\u0926 \u091c\u091f\u093f\u0932 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>4. \u0909\u091a\u094d\u091a \u090f\u0915\u094d\u0938\u092a\u0947\u0902\u0938 \u0930\u0947\u0936\u093f\u092f\u094b:<\/strong> \u0915\u0908 \u090f\u0915\u094d\u091f\u093f\u0935 \u092b\u0902\u0921\u094d\u0938 \u0930\u0916\u0928\u0947 \u0938\u0947 \u0906\u092a \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092b\u0902\u0921 \u0939\u093e\u0909\u0938\u094b\u0902 \u0915\u094b \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u092b\u0940\u0938 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u092a\u0942\u0902\u091c\u0940 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0926\u0947\u0924\u0947 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<\/ul>\n<ul>\n<li>\n<p><strong>\u0921\u093e\u092f\u0930\u0947\u0915\u094d\u091f \u092a\u094d\u0932\u093e\u0928 (Direct Plan) \u091a\u0941\u0928\u0947\u0902:<\/strong> \u0939\u092e\u0947\u0936\u093e \u0930\u0947\u0917\u0941\u0932\u0930 \u092a\u094d\u0932\u093e\u0928 \u0915\u0947 \u092c\u091c\u093e\u092f \u0921\u093e\u092f\u0930\u0947\u0915\u094d\u091f \u0917\u094d\u0930\u094b\u0925 \u092a\u094d\u0932\u093e\u0928 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0947\u0902\u0964 \u0907\u0938\u0938\u0947 0.75% \u0938\u0947 1% \u0924\u0915 \u0915\u093e \u092c\u094d\u0930\u094b\u0915\u0930\u0947\u091c \u0915\u092e\u0940\u0936\u0928 \u092c\u091a\u0924\u093e \u0939\u0948, \u091c\u094b 15-20 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u20b915 \u0938\u0947 \u20b925 \u0932\u093e\u0916 \u0915\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092b\u0902\u0921 \u091c\u094b\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0938\u093e\u0932\u093e\u0928\u093e 10% \u0938\u094d\u091f\u0947\u092a-\u0905\u092a (Step-Up SIP) \u0905\u092a\u0928\u093e\u090f\u0902:<\/strong> \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u0906\u092a\u0915\u0940 \u0906\u092f \u092c\u0922\u093c\u0947, \u0905\u092a\u0928\u0940 \u090f\u0938\u0906\u0908\u092a\u0940 \u0915\u094b \u0939\u0930 \u0938\u093e\u0932 10% (\u092f\u093e\u0928\u0940 \u20b920,000 \u0938\u0947 \u20b922,000) \u092c\u0922\u093c\u093e\u090f\u0902\u0964 10% \u0938\u094d\u091f\u0947\u092a-\u0905\u092a \u0915\u0947 \u0938\u093e\u0925 15 \u0938\u093e\u0932 \u092e\u0947\u0902 \u0906\u092a\u0915\u093e \u0915\u0949\u0930\u094d\u092a\u0938 \u20b91 \u0915\u0930\u094b\u0921\u093c \u0915\u0947 \u092c\u091c\u093e\u092f \u20b91.75 \u0915\u0930\u094b\u0921\u093c \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0938\u093e\u0932\u093e\u0928\u093e \u090f\u0915 \u092c\u093e\u0930 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0947\u0902:<\/strong> \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u092f\u093e \u0939\u0930 \u0939\u092b\u094d\u0924\u0947 \u090f\u0928\u090f\u0935\u0940 (NAV) \u0926\u0947\u0916\u0928\u0947 \u0915\u0940 \u0906\u0926\u0924 \u091b\u094b\u0921\u093c\u0947\u0902\u0964 \u0938\u093e\u0932 \u092e\u0947\u0902 \u0915\u0947\u0935\u0932 \u090f\u0915 \u092c\u093e\u0930 \u0905\u092a\u0928\u0947 3-4 \u092b\u0902\u0921\u094d\u0938 \u0915\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0909\u0928\u0915\u0947 \u092c\u0947\u0902\u091a\u092e\u093e\u0930\u094d\u0915 \u0907\u0902\u0921\u0947\u0915\u094d\u0938 \u0938\u0947 \u0915\u0930\u0947\u0902\u0964 \u092f\u0926\u093f \u0915\u094b\u0908 \u092b\u0902\u0921 \u0932\u0917\u093e\u0924\u093e\u0930 2 \u0938\u093e\u0932 \u0924\u0915 \u0905\u092a\u0928\u0947 \u092c\u0947\u0902\u091a\u092e\u093e\u0930\u094d\u0915 \u0938\u0947 \u092a\u093f\u091b\u0921\u093c \u0930\u0939\u093e \u0939\u094b, \u0924\u092d\u0940 \u0909\u0938\u0947 \u0915\u093f\u0938\u0940 \u092c\u0947\u0939\u0924\u0930 \u092b\u0902\u0921 \u092e\u0947\u0902 \u0938\u094d\u0935\u093f\u091a \u0915\u0930\u0947\u0902\u0964<\/p>\n<\/li>\n<\/ul><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u0938\u093f\u0938\u094d\u091f\u092e\u0948\u091f\u093f\u0915 \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f \u092a\u094d\u0932\u093e\u0928 (SIP) \u0915\u0947 \u091c\u0930\u093f\u090f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0906\u092e \u0926\u0941\u0935\u093f\u0927\u093e \u092f\u0939 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0915\u093f \u20b920,000 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0915\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u0915\u093f\u0924\u0928\u0947 \u092b\u0902\u0921\u094d\u0938 \u092e\u0947\u0902 \u092c\u093e\u0902\u091f\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0905\u0915\u094d\u0938\u0930 \u0928\u090f \u0928\u093f\u0935\u0947\u0936\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 8 \u0938\u0947 10 \u0905\u0932\u0917-\u0905\u0932\u0917 \u0938\u094d\u0915\u0940\u092e\u094d\u0938 \u092e\u0947\u0902 \u20b92,000-\u20b92,500 \u0915\u0940 \u090f\u0938\u0906\u0908\u092a\u0940 \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964&#8230;<\/p>\n","protected":false},"author":2,"featured_media":43198,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[4],"tags":[54808,54799,54806,54794,54802,54807,54805,54803,54809,54804,54797,54795,54798,54796,54801,54800],"class_list":["post-43197","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-1-crore-sip-calculation-india","tag-20----1-","tag-20000-monthly-sip-wealth-calculation","tag-20000--","tag-best-mutual-fund-portfolio-for-20000-sip","tag-direct-plan-vs-regular-plan-mutual-fund","tag-flexi-cap-mid-cap-small-cap-allocation","tag-how-many-mutual-funds-to-invest","tag-mutual-fund-portfolio-review-hindi-news","tag-sip-over-diversification-mistakes","tag-54797","tag-54795","tag-54798","tag-54796","tag-54801","tag-54800"],"_links":{"self":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts\/43197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/comments?post=43197"}],"version-history":[{"count":0,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts\/43197\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/media\/43198"}],"wp:attachment":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/media?parent=43197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/categories?post=43197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/tags?post=43197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}