{"id":43218,"date":"2026-10-03T04:51:27","date_gmt":"2026-10-02T23:21:27","guid":{"rendered":"https:\/\/petrolnews.in\/live\/%e0%a4%ac%e0%a4%bf%e0%a4%a8%e0%a4%be-cibil-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%87-%e0%a4%ad%e0%a5%80-%e0%a4%ae%e0%a4%bf%e0%a4%b2%e0%a5%87%e0%a4%97%e0%a4%be-%e0%a4%b2%e0%a5%8b\/"},"modified":"2026-10-03T04:51:27","modified_gmt":"2026-10-02T23:21:27","slug":"%e0%a4%ac%e0%a4%bf%e0%a4%a8%e0%a4%be-cibil-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%87-%e0%a4%ad%e0%a5%80-%e0%a4%ae%e0%a4%bf%e0%a4%b2%e0%a5%87%e0%a4%97%e0%a4%be-%e0%a4%b2%e0%a5%8b","status":"publish","type":"post","link":"https:\/\/petrolnews.in\/live\/%e0%a4%ac%e0%a4%bf%e0%a4%a8%e0%a4%be-cibil-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%8b%e0%a4%b0-%e0%a4%95%e0%a5%87-%e0%a4%ad%e0%a5%80-%e0%a4%ae%e0%a4%bf%e0%a4%b2%e0%a5%87%e0%a4%97%e0%a4%be-%e0%a4%b2%e0%a5%8b\/","title":{"rendered":"\u092c\u093f\u0928\u093e CIBIL \u0938\u094d\u0915\u094b\u0930 \u0915\u0947 \u092d\u0940 \u092e\u093f\u0932\u0947\u0917\u093e \u0932\u094b\u0928: RBI \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u092c\u0926\u0932\u0940 \u0930\u0923\u0928\u0940\u0924\u093f, \u091c\u093e\u0928\u093f\u090f \u0915\u093f\u0928 5 \u0936\u0930\u094d\u0924\u094b\u0902 \u092a\u0930 \u092e\u093f\u0932 \u0930\u0939\u093e \u0939\u0948 \u092a\u0948\u0938\u093e"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/newsindialive.in\/public\/uploads\/news\/full\/1790956226_0605f4896fb1a5fc2125.jpg\" \/><\/p>\n<div>\n<p>\u0905\u0915\u094d\u0938\u0930 \u0906\u092e \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092f\u0939 \u0927\u093e\u0930\u0923\u093e \u092c\u0928\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948 \u0915\u093f \u092c\u093f\u0928\u093e 750 \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u0938\u093f\u092c\u093f\u0932 (CIBIL) \u0938\u094d\u0915\u094b\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0938\u0947 \u090f\u0915 \u0930\u0941\u092a\u092f\u093e \u092d\u0940 \u0915\u0930\u094d\u091c \u0928\u0939\u0940\u0902 \u092e\u093f\u0932 \u0938\u0915\u0924\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0915\u0947 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902 \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0915\u0947\u0935\u0932 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u0928 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0906\u0935\u0947\u0926\u0915 (First-Time Borrower) \u0915\u0940 \u0905\u0930\u094d\u091c\u0940 \u0938\u0940\u0927\u0947 \u0916\u093e\u0930\u093f\u091c \u0928\u0939\u0940\u0902 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940\u0964<\/p>\n<p>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092c\u094d\u092f\u0942\u0930\u094b \u0915\u0940 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0910\u0938\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b <strong>&#8216;\u0928\u094d\u092f\u0942-\u091f\u0942-\u0915\u094d\u0930\u0947\u0921\u093f\u091f&#8217; (NTC)<\/strong> \u092f\u093e \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u092e\u0947\u0902 <strong>&#8216;NH&#8217; (No History)<\/strong> \u0905\u0925\u0935\u093e <strong>&#8216;-1&#8217;<\/strong> \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091a\u093f\u0928\u094d\u0939\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u0905\u0930\u094d\u0925 \u092f\u0939 \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0915\u093f \u0906\u092a\u0915\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 &#8216;\u0916\u0930\u093e\u092c&#8217; \u0939\u0948; \u0907\u0938\u0915\u093e \u0938\u0940\u0927\u093e \u092e\u0924\u0932\u092c \u0938\u093f\u0930\u094d\u092b \u0907\u0924\u0928\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0928\u0947 \u092a\u0939\u0932\u0947 \u0915\u092d\u0940 \u0915\u094b\u0908 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u0930\u094d\u091c \u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u092c\u0921\u093c\u0947 \u0915\u092e\u0930\u094d\u0936\u093f\u092f\u0932 \u092c\u0948\u0902\u0915, \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u0914\u0930 \u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 (NBFCs) \u0935\u0948\u0915\u0932\u094d\u092a\u093f\u0915 \u0921\u0947\u091f\u093e \u0914\u0930 \u0906\u092f \u0915\u0940 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092c\u093f\u0928\u093e \u0938\u093f\u092c\u093f\u0932 \u0938\u094d\u0915\u094b\u0930 \u0935\u093e\u0932\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u092d\u0940 \u0932\u094b\u0928 \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>\u091c\u092c \u0932\u0947\u0902\u0921\u0930 \u0915\u0947 \u092a\u093e\u0938 \u0906\u092a\u0915\u0940 \u092a\u0941\u0930\u093e\u0928\u0940 \u0930\u0940\u092a\u0947\u092e\u0947\u0902\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u091c\u093e\u0902\u091a\u0928\u0947 \u0915\u093e \u091c\u0930\u093f\u092f\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e, \u0924\u094b \u0935\u0939 \u0906\u092a\u0915\u0940 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u092e\u0924\u093e \u0914\u0930 \u0930\u0940\u092a\u0947\u092e\u0947\u0902\u091f \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u094b \u0906\u0927\u093e\u0930 \u092c\u0928\u093e\u0924\u093e \u0939\u0948:<\/p>\n<ul>\n<li>\n<p><strong>1. \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD) \u0915\u0947 \u090f\u0935\u091c \u092e\u0947\u0902 \u0932\u094b\u0928 (Loan Against FD):<\/strong> \u092f\u0939 \u092c\u093f\u0928\u093e \u0938\u093f\u092c\u093f\u0932 \u0938\u094d\u0915\u094b\u0930 \u0915\u0947 \u0932\u094b\u0928 \u092a\u093e\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u0924\u0947\u091c \u0914\u0930 \u0938\u092c\u0938\u0947 \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0915\u093f\u0938\u0940 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u090f\u092b\u0921\u0940 \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u091c\u093e\u0902\u091a \u0915\u0947 \u0906\u092a\u0915\u0940 \u090f\u092b\u0921\u0940 \u0930\u093e\u0936\u093f \u0915\u093e 85% \u0938\u0947 90% \u0924\u0915 \u0932\u094b\u0928 \u0926\u0947 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092d\u0940 \u0906\u092a\u0915\u0940 \u090f\u092b\u0921\u0940 \u092a\u0930 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0947 \u092c\u094d\u092f\u093e\u091c \u0938\u0947 \u092e\u093e\u0924\u094d\u0930 1% \u0938\u0947 2% \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>2. \u0917\u094b\u0932\u094d\u0921 \u0932\u094b\u0928 (Gold Loan):<\/strong> \u0918\u0930 \u092e\u0947\u0902 \u0930\u0916\u0947 \u0938\u094b\u0928\u0947 \u0915\u0947 \u0917\u0939\u0928\u094b\u0902 \u092f\u093e \u0938\u093f\u0915\u094d\u0915\u094b\u0902 \u0915\u094b \u0917\u093f\u0930\u0935\u0940 \u0930\u0916\u0915\u0930 \u092c\u0948\u0902\u0915 \u092f\u093e \u090f\u0928\u092c\u0940\u090f\u092b\u0938\u0940 \u0938\u0947 \u0924\u0941\u0930\u0902\u0924 \u0932\u094b\u0928 \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u091a\u0942\u0902\u0915\u093f \u092f\u0939 \u090f\u0915 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0932\u094b\u0928 \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0907\u0938\u092e\u0947\u0902 \u0938\u093f\u092c\u093f\u0932 \u0938\u094d\u0915\u094b\u0930 \u0915\u0940 \u0915\u094b\u0908 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0936\u0930\u094d\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092d\u0940 \u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0938\u0947 \u0915\u093e\u092b\u0940 \u0915\u092e \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li>\n<p><strong>3. \u0938\u0948\u0932\u0930\u0940 \u0905\u0915\u093e\u0909\u0902\u091f \u0914\u0930 \u092c\u0948\u0902\u0915 \u0938\u0947 \u092a\u0941\u0930\u093e\u0928\u093e \u0938\u0902\u092c\u0902\u0927:<\/strong> \u091c\u093f\u0938 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0906\u092a\u0915\u093e \u0938\u0948\u0932\u0930\u0940 \u0916\u093e\u0924\u093e \u092f\u093e \u092a\u0941\u0930\u093e\u0928\u093e \u0938\u0947\u0935\u093f\u0902\u0917\u094d\u0938 \u0905\u0915\u093e\u0909\u0902\u091f \u091a\u0932 \u0930\u0939\u093e \u0939\u0948, \u0935\u0939 \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0907\u0928\u092b\u094d\u0932\u094b, \u092e\u0902\u0925\u0932\u0940 \u090f\u0935\u0930\u0947\u091c \u092c\u0948\u0932\u0947\u0902\u0938 \u0914\u0930 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u0947 \u092a\u0948\u091f\u0930\u094d\u0928 \u0915\u094b \u0926\u0947\u0916\u0915\u0930 \u092a\u094d\u0930\u0940-\u0905\u092a\u094d\u0930\u0942\u0935\u094d\u0921 \u092f\u093e \u0938\u094d\u092e\u0949\u0932-\u091f\u093f\u0915\u091f \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0911\u092b\u0930 \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>4. \u0915\u094b-\u0910\u092a\u094d\u0932\u093f\u0915\u0947\u0902\u091f \u092f\u093e \u0917\u093e\u0930\u0902\u091f\u0930 (Guarantor) \u091c\u094b\u0921\u093c\u0928\u093e:<\/strong> \u092f\u0926\u093f \u0906\u092a \u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0932\u094b\u0928 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0915\u093f\u0938\u0940 \u0910\u0938\u0947 \u0938\u0926\u0938\u094d\u092f (\u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e, \u091c\u0940\u0935\u0928\u0938\u093e\u0925\u0940 \u092f\u093e \u092d\u093e\u0908) \u0915\u094b \u0915\u094b-\u092c\u0949\u0930\u094b\u0905\u0930 \u092c\u0928\u093e\u090f\u0902 \u091c\u093f\u0928\u0915\u093e \u0938\u093f\u092c\u093f\u0932 \u0938\u094d\u0915\u094b\u0930 750 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0964 \u0917\u093e\u0930\u0902\u091f\u0930 \u0915\u0940 \u092e\u091c\u092c\u0942\u0924 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092a\u094d\u0930\u094b\u092b\u093e\u0907\u0932 \u0915\u0947 \u0926\u092e \u092a\u0930 \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0932\u094b\u0928 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li>\n<p><strong>5. \u0905\u0932\u094d\u091f\u0930\u0928\u0947\u091f\u093f\u0935 \u0921\u0947\u091f\u093e \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0902\u0921\u0930\u094d\u0938 (NBFCs):<\/strong> \u0915\u0908 \u092b\u093f\u0928\u091f\u0947\u0915 \u0914\u0930 \u090f\u0928\u092c\u0940\u090f\u092b\u0938\u0940 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0938\u093f\u092c\u093f\u0932 \u0915\u0947 \u092c\u091c\u093e\u092f \u0906\u092a\u0915\u0947 6 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f, \u092f\u0942\u091f\u093f\u0932\u093f\u091f\u0940 \u092c\u093f\u0932\u094b\u0902 (\u092c\u093f\u091c\u0932\u0940, \u092e\u094b\u092c\u093e\u0907\u0932) \u0915\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0938\u092e\u092f \u0914\u0930 \u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u0940 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u094b \u090f\u0932\u094d\u0917\u094b\u0930\u093f\u0926\u092e \u0938\u0947 \u092a\u0930\u0916\u0915\u0930 \u20b925,000 \u0938\u0947 \u20b92 \u0932\u093e\u0916 \u0924\u0915 \u0915\u093e \u0932\u094b\u0928 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u0905\u0915\u094d\u0938\u0930 \u0932\u094b\u0917 &#8216;\u0928\u094b \u0938\u093f\u092c\u093f\u0932&#8217; (No CIBIL) \u0914\u0930 &#8216;\u092c\u0948\u0921 \u0938\u093f\u092c\u093f\u0932&#8217; (Bad CIBIL \/ Low Score) \u0915\u094b \u090f\u0915 \u0939\u0940 \u0938\u092e\u091d \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u092c\u0915\u093f \u0926\u094b\u0928\u094b\u0902 \u092e\u0947\u0902 \u091c\u092e\u0940\u0928-\u0906\u0938\u092e\u093e\u0928 \u0915\u093e \u0905\u0902\u0924\u0930 \u0939\u0948:<\/p>\n<table>\n<thead>\n<tr>\n<td><strong>\u092a\u0948\u092e\u093e\u0928\u093e<\/strong><\/td>\n<td><strong>\u0928\u094b \u0938\u093f\u092c\u093f\u0932 \/ \u0928\u094d\u092f\u0942-\u091f\u0942-\u0915\u094d\u0930\u0947\u0921\u093f\u091f (NH \/ -1)<\/strong><\/td>\n<td><strong>\u0916\u0930\u093e\u092c \u0938\u093f\u092c\u093f\u0932 (Score &lt; 650)<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u0905\u0930\u094d\u0925<\/strong><\/td>\n<td>\u0906\u092a\u0928\u0947 \u091c\u0940\u0935\u0928 \u092e\u0947\u0902 \u092a\u0939\u0932\u0947 \u0915\u092d\u0940 \u0915\u094b\u0908 \u0932\u094b\u0928 \u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0928\u0939\u0940\u0902 \u0932\u093f\u092f\u093e\u0964<\/td>\n<td>\u0906\u092a\u0928\u0947 \u0905\u0924\u0940\u0924 \u092e\u0947\u0902 \u0908\u090f\u092e\u0906\u0908 \u092c\u093e\u0909\u0902\u0938 \u0915\u0940 \u0939\u0948 \u092f\u093e \u0921\u093f\u092b\u0949\u0932\u094d\u091f \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u092c\u0948\u0902\u0915 \u0915\u093e \u0928\u091c\u0930\u093f\u092f\u093e<\/strong><\/td>\n<td>\u0924\u091f\u0938\u094d\u0925 (Neutral); \u0906\u092f \u0914\u0930 \u091c\u0949\u092c \u092a\u094d\u0930\u094b\u092b\u093e\u0907\u0932 \u0926\u0947\u0916\u0915\u0930 \u0932\u094b\u0928 \u0938\u0902\u092d\u0935 \u0939\u0948\u0964<\/td>\n<td>\u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 (Negative); \u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0932\u094b\u0928 \u092e\u093f\u0932\u0928\u093e \u092c\u0947\u0939\u0926 \u0915\u0920\u093f\u0928\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u0932\u094b\u0928 \u092e\u093f\u0932\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e<\/strong><\/td>\n<td>\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0932\u094b\u0928, \u0917\u094b\u0932\u094d\u0921 \u0932\u094b\u0928 \u092f\u093e \u0915\u094b-\u0910\u092a\u094d\u0932\u093f\u0915\u0947\u0902\u091f \u0915\u0947 \u0938\u093e\u0925 \u0906\u0938\u093e\u0928\u0964<\/td>\n<td>\u0915\u0947\u0935\u0932 \u0917\u094b\u0932\u094d\u0921 \u092f\u093e \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 \u0915\u094b\u0932\u0948\u091f\u0930\u0932 \u092a\u0930 \u0939\u0940 \u0938\u0902\u092d\u0935\u0964<\/td>\n<\/tr>\n<tr>\n<td><strong>\u092c\u094d\u092f\u093e\u091c \u0926\u0930<\/strong><\/td>\n<td>\u092e\u093e\u0928\u0915 \u092f\u093e \u091c\u094b\u0916\u093f\u092e \u0906\u0927\u093e\u0930\u093f\u0924 \u092e\u093e\u092e\u0942\u0932\u0940 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e\u0964<\/td>\n<td>\u0915\u093e\u092b\u0940 \u0905\u0927\u093f\u0915 \u092a\u0947\u0928\u093e\u0932\u094d\u091f\u0940 \u0914\u0930 \u0939\u093e\u0908-\u0930\u093f\u0938\u094d\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0964<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u092c\u093f\u0928\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u0915\u0947 \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0906\u092a\u0915\u0947 \u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u0939\u0940 \u0906\u092a\u0915\u0940 \u0938\u093e\u0916 \u0938\u093e\u092c\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\n<p><strong>\u092a\u0939\u091a\u093e\u0928 \u0935 \u092a\u0924\u0947 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923:<\/strong> \u0906\u0927\u093e\u0930 \u0915\u093e\u0930\u094d\u0921, \u092a\u0948\u0928 \u0915\u093e\u0930\u094d\u0921, \u092a\u093e\u0938\u092a\u094b\u0930\u094d\u091f \u092f\u093e \u0935\u094b\u091f\u0930 \u0906\u0908\u0921\u0940\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0938\u0948\u0932\u0930\u0940\u0921 \u0906\u0935\u0947\u0926\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f:<\/strong> \u092a\u093f\u091b\u0932\u0947 3 \u0938\u0947 6 \u092e\u0939\u0940\u0928\u0947 \u0915\u0940 \u0938\u0948\u0932\u0930\u0940 \u0938\u094d\u0932\u093f\u092a, \u092b\u0949\u0930\u094d\u092e 16 \u0914\u0930 6 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u092c\u0948\u0902\u0915 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f (\u091c\u093f\u0938\u092e\u0947\u0902 \u0935\u0947\u0924\u0928 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0926\u093f\u0916\u0924\u093e \u0939\u094b)\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0938\u0947\u0932\u094d\u092b-\u090f\u092e\u094d\u092a\u094d\u0932\u0949\u092f\u0921 \u0915\u0947 \u0932\u093f\u090f:<\/strong> \u092a\u093f\u091b\u0932\u0947 1 \u0938\u0947 2 \u0938\u093e\u0932 \u0915\u093e \u0907\u0928\u0915\u092e \u091f\u0948\u0915\u094d\u0938 \u0930\u093f\u091f\u0930\u094d\u0928 (ITR), \u091c\u0940\u090f\u0938\u091f\u0940 \u0930\u093f\u091f\u0930\u094d\u0928 \u0914\u0930 6 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u0915\u0930\u0902\u091f\/\u0938\u0947\u0935\u093f\u0902\u0917\u094d\u0938 \u0905\u0915\u093e\u0909\u0902\u091f \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0930\u094b\u091c\u0917\u093e\u0930 \u0915\u0940 \u0928\u093f\u0930\u0902\u0924\u0930\u0924\u093e:<\/strong> \u092e\u094c\u091c\u0942\u0926\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u090f\u092e\u094d\u092a\u094d\u0932\u0949\u092f\u092e\u0947\u0902\u091f \u0906\u0908\u0921\u0940 \u0915\u093e\u0930\u094d\u0921 \u092f\u093e \u0911\u092b\u0930 \u0932\u0947\u091f\u0930\u0964<\/p>\n<\/li>\n<\/ul>\n<p>\u091a\u093e\u0939\u0947 \u0906\u092a \u0932\u0916\u0928\u090a, \u0915\u093e\u0928\u092a\u0941\u0930, \u0926\u093f\u0932\u094d\u0932\u0940, \u091c\u092f\u092a\u0941\u0930 \u092f\u093e \u092e\u0941\u0902\u092c\u0908 \u0938\u0947 \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0930\u0939\u0947 \u0939\u094b\u0902, \u0915\u0941\u091b \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u093e\u0935\u0927\u093e\u0928\u093f\u092f\u093e\u0902 \u092c\u0930\u0924\u0928\u0940 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\n<p><strong>\u090f\u0915 \u0938\u093e\u0925 \u0915\u0908 \u091c\u0917\u0939 \u0906\u0935\u0947\u0926\u0928 \u0928 \u0915\u0930\u0947\u0902:<\/strong> \u090f\u0915 \u0939\u0940 \u0938\u092e\u092f \u092a\u0930 5-6 \u092c\u0948\u0902\u0915\u094b\u0902 \u092f\u093e \u0910\u092a\u094d\u0938 \u092a\u0930 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092c\u093e\u0930-\u092c\u093e\u0930 &#8216;\u0939\u093e\u0930\u094d\u0921 \u0907\u0928\u094d\u0915\u094d\u0935\u093e\u092f\u0930\u0940&#8217; \u0939\u094b\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u0928\u092f\u093e \u092c\u0928\u0928\u0947 \u0935\u093e\u0932\u093e \u0938\u094d\u0915\u094b\u0930 \u0916\u0930\u093e\u092c \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u091a\u093e\u0907\u0928\u0940\u091c\/\u092b\u0930\u094d\u091c\u0940 \u0932\u094b\u0928 \u0910\u092a\u094d\u0938 \u0938\u0947 \u092c\u091a\u0947\u0902:<\/strong> \u0915\u0947\u0935\u0932 \u0906\u0930\u092c\u0940\u0906\u0908 \u0926\u094d\u0935\u093e\u0930\u093e \u0930\u091c\u093f\u0938\u094d\u091f\u0930\u094d\u0921 \u092c\u0948\u0902\u0915\u094b\u0902 \u092f\u093e \u090f\u0928\u092c\u0940\u090f\u092b\u0938\u0940 (NBFC) \u0938\u0947 \u0939\u0940 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902\u0964 \u091c\u094b \u0910\u092a\u094d\u0938 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0915\u0947 2 \u092e\u093f\u0928\u091f \u092e\u0947\u0902 \u0932\u094b\u0928 \u0915\u093e \u0926\u093e\u0935\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0935\u0947 \u0938\u093e\u0907\u092c\u0930 \u092b\u094d\u0930\u0949\u0921 \u0914\u0930 \u092c\u094d\u0932\u0948\u0915\u092e\u0947\u0932\u093f\u0902\u0917 \u0915\u093e \u091c\u0930\u093f\u092f\u093e \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/li>\n<li>\n<p><strong>\u091b\u094b\u091f\u093e \u0932\u094b\u0928 \u0932\u0947\u0915\u0930 \u0938\u092e\u092f \u092a\u0930 \u091a\u0941\u0915\u093e\u090f\u0902:<\/strong> \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u092e\u0947\u0902 \u092c\u0921\u093c\u0940 \u0930\u0915\u092e \u092e\u093e\u0902\u0917\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f \u20b930,000 \u0938\u0947 \u20b950,000 \u0915\u093e \u091b\u094b\u091f\u093e \u0932\u094b\u0928 \u0932\u0947\u0902 \u0914\u0930 \u0909\u0938\u0915\u0940 \u0908\u090f\u092e\u0906\u0908 \u0938\u092e\u092f \u092a\u0930 \u091a\u0941\u0915\u093e\u090f\u0902\u0964 6 \u0938\u0947 8 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0906\u092a\u0915\u093e \u0938\u093f\u092c\u093f\u0932 \u0938\u094d\u0915\u094b\u0930 \u0938\u094d\u0935\u0924\u0903 750 \u0915\u0947 \u092a\u093e\u0930 \u092a\u0939\u0941\u0902\u091a \u091c\u093e\u090f\u0917\u093e, \u091c\u093f\u0938\u0938\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u092c\u0921\u093c\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u092f\u093e \u0915\u093e\u0930 \u0932\u094b\u0928 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u092e\u093f\u0932 \u0938\u0915\u0947\u0902\u0917\u0947\u0964<\/p>\n<\/li>\n<\/ul><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0905\u0915\u094d\u0938\u0930 \u0906\u092e \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u092f\u0939 \u0927\u093e\u0930\u0923\u093e \u092c\u0928\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948 \u0915\u093f \u092c\u093f\u0928\u093e 750 \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u0938\u093f\u092c\u093f\u0932 (CIBIL) \u0938\u094d\u0915\u094b\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0938\u0947 \u090f\u0915 \u0930\u0941\u092a\u092f\u093e \u092d\u0940 \u0915\u0930\u094d\u091c \u0928\u0939\u0940\u0902 \u092e\u093f\u0932 \u0938\u0915\u0924\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0915\u0947 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902 \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0915\u0947\u0935\u0932 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u0928 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u0932\u094b\u0928&#8230;<\/p>\n","protected":false},"author":2,"featured_media":43219,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[4],"tags":[54895,54894,54897,54898,54900,54893,54890,54899,54892,54891,54896,54887,54885,54888,54884,54882,54883,54886,54881,54889],"class_list":["post-43218","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-first-time-borrower-loan-guide","tag-gold-loan-without-cibil","tag-guarantor-backed-loan","tag-how-to-build-cibil-score-quickly","tag-instant-loan-without-credit-score-hindi","tag-loan-against-fixed-deposit","tag-loan-without-cibil-score","tag-low-cibil-vs-no-cibil-difference","tag-new-to-credit-ntc-loan","tag-no-cibil-personal-loan-india","tag-rbi-guidelines-on-credit-history","tag-54887","tag-54885","tag-54888","tag-54884","tag-54882","tag-54883","tag-54886","tag-54881","tag-54889"],"_links":{"self":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts\/43218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/comments?post=43218"}],"version-history":[{"count":0,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/posts\/43218\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/media\/43219"}],"wp:attachment":[{"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/media?parent=43218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/categories?post=43218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/petrolnews.in\/live\/wp-json\/wp\/v2\/tags?post=43218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}